Front view - 5440 NE 31ST TER, OCALA
Front View - 5440 NE 31ST TER, OCALA
Gate View - 5440 NE 31ST TER, OCALA
Foyer View - 5440 NE 31ST TER, OCALA
Foyer - 5440 NE 31ST TER, OCALA
Foyer Stairs - 5440 NE 31ST TER, OCALA
Chiefs Kitchen - 5440 NE 31ST TER, OCALA
Chefs Kitchen - 5440 NE 31ST TER, OCALA
Beverage Bar - 5440 NE 31ST TER, OCALA
Sitting area - 5440 NE 31ST TER, OCALA
Sitting area - 5440 NE 31ST TER, OCALA
Dining - 5440 NE 31ST TER, OCALA
Fireplace View - 5440 NE 31ST TER, OCALA
Dining - 5440 NE 31ST TER, OCALA
Living Room - 5440 NE 31ST TER, OCALA
Living Room - 5440 NE 31ST TER, OCALA
Living room - 5440 NE 31ST TER, OCALA
Whiskey Room - 5440 NE 31ST TER, OCALA
Downstairs Full Bath - 5440 NE 31ST TER, OCALA
Downstairs Full Bath - 5440 NE 31ST TER, OCALA
Primary  Bedroom - 5440 NE 31ST TER, OCALA
Primary BathroomVirtually Staged - 5440 NE 31ST TER, OCALA
Primary BathroomVirtually Staged - 5440 NE 31ST TER, OCALA
Primary BathroomVirtually Staged - 5440 NE 31ST TER, OCALA
Primary ShowerVirtually Staged - 5440 NE 31ST TER, OCALA
Primary BathroomVirtually Staged - 5440 NE 31ST TER, OCALA
Primary Closet - 5440 NE 31ST TER, OCALA
Primary Closet - 5440 NE 31ST TER, OCALA
2nd Bedroom - 5440 NE 31ST TER, OCALA
2nd Bedroom - 5440 NE 31ST TER, OCALA
2nd bath Upstairs - 5440 NE 31ST TER, OCALA
3rd bedroom - 5440 NE 31ST TER, OCALA
Storage Room - 5440 NE 31ST TER, OCALA
Storage room - 5440 NE 31ST TER, OCALA
Laundry room - 5440 NE 31ST TER, OCALA
Laundry room - 5440 NE 31ST TER, OCALA
Downstairs AC Unit - 5440 NE 31ST TER, OCALA
Energy Star Window Certifications - 5440 NE 31ST TER, OCALA
Laundry room - 5440 NE 31ST TER, OCALA
Upstairs Water Heater - 5440 NE 31ST TER, OCALA
Downstairs Water Heater - 5440 NE 31ST TER, OCALA
Downstairs AC Unit - 5440 NE 31ST TER, OCALA
Single Family Residence at 5440 NE 31ST TER, OCALA, photo 43 of 47
Single Family Residence at 5440 NE 31ST TER, OCALA, photo 44 of 47
Single Family Residence at 5440 NE 31ST TER, OCALA, photo 45 of 47
Nectarine Tree - 5440 NE 31ST TER, OCALA
GIS Map - 5440 NE 31ST TER, OCALA
47 photos

$1,165,000

5440 NE 31ST TER
OCALA, FL 34479
Bedrooms
3
Bathrooms
3
Living area
3,269 sqft
Year built
2002

About this home

One or more photo(s) has been virtually staged. Rarely does a property have this much flexibility, privacy and move-in-ready value in one setting. Privately positioned behind a gated entrance on 4.23 fully fenced acres, this equestrian-ready Ocala estate combines a beautifully updated 3,269-square-foot home with a four-stall concrete-block barn, two paddocks, a detached three-car garage and covered trailer or equipment storage—approximately 20 minutes from the World Equestrian Center. From the moment you arrive, the property feels private, peaceful and purpose-built for a buyer who wants more than a house. The expansive wraparound porch offers nearly 1,100 square feet of outdoor living space, creating the perfect setting for morning coffee, quiet evenings, entertaining or simply enjoying the acreage around you. Inside, the home blends character with modern upgrades. Ten-foot ceilings on both levels, a dramatic two-story foyer, custom iron railing, a stone fireplace and multiple living areas create a warm, inviting layout with room to live, work and entertain comfortably. The 2025 chef-inspired kitchen is designed to be the heart of the home, featuring quartz countertops, a large island, solid-wood cabinetry, farmhouse sink, beverage bar and premium 36-inch appliances. Major improvements have already been completed, giving the next owner the benefit of reduced near-term maintenance and fewer costly surprises. Updates include a 2023 roof, two HVAC systems replaced in 2025, updated water heaters and Energy Star windows installed in 2025 with a transferable warranty. Outside, the equestrian-ready setup provides the infrastructure buyers often spend years trying to create. The four-stall concrete-block barn, fenced paddocks, water access and generous trailer or equipment space make the property well suited for horses, livestock, hobby use, vehicle storage or a home-based business. Properties that combine acreage, usable equestrian infrastructure, substantial garage space and a fully updated residence are increasingly difficult to find—especially this close to Ocala amenities and the World Equestrian Center. This is not simply a home on acreage. It is a lifestyle property that is ready for its next chapter.

Highlights

Fireplace

Property details

MLS #
MFRO6402756
Property type
Single Family Residence
Subdivision
CROSSTIE RANCHES
Status
Active
Days on market
91
On market date
May 11, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
4.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
OCALA SPRINGS ELEMENTARY SCHOOL
0.87 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
666
Student:teacher ratio
16.7:1
District
MARION
Middle
FORT KING MIDDLE SCHOOL
3.59 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,145
Student:teacher ratio
20.1:1
District
MARION
High
VANGUARD HIGH SCHOOL
3.09 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,596
Student:teacher ratio
23.1:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.5 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores1
Parks0
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 91 days -- 9 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 4,934 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,166/mo
$233,000 down
$932,000 loan
Principal & interest$6,045
Property tax (est.)$971
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 10, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.