Single Family Residence at 1322 NEW YORK AVE, ST CLOUD
Single Family Residence at 1322 NEW YORK AVE, ST CLOUD, photo 2 of 4
Single Family Residence at 1322 NEW YORK AVE, ST CLOUD, photo 3 of 4
Single Family Residence at 1322 NEW YORK AVE, ST CLOUD, photo 4 of 4
4 photos

$1,200,000

1322 NEW YORK AVE
ST CLOUD, FL 34769
Listed by Laura Diss
Bedrooms
2
Bathrooms
1
Living area
816 sqft
Year built
1910

About this home

Unique opportunity in a prime location in historic downtown St. Cloud, Florida. This parcel is part of a four-parcel package deal on the New York Ave block of Irlo Bronson Pkwy/US192, right across from Veterans' Park and the Amphitheater, and across from the historic shopping district and City Hall. These four parcels are each 0.16 acres for a total of 0.64 contiguous acres. This location is zoned HB (Highway Business), with permitted uses of residential and commercial. This is an investment portfolio consisting of one vacant lot (0.16 acres) and three small income-producing homes that could be leased to individuals or small businesses, or developed into a commercial project. This package includes 1310 New York Ave, 1314 New York Ave, 0 New York Ave, and 1322 New York Ave. Also listed as a commercial property for sale, MLS# O6381462.

Property details

MLS #
MFRO6402219
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND PLAT TOWN OF
Status
Active
Days on market
1
On market date
April 28, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
0.81 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
0.64 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.47 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

96
Highly walkable
out of 100
EPA National Walkability Index
18.5 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores5
Parks7
Schools20
Transit stops16
Pharmacies3

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 112 fewer days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,377/mo
$240,000 down
$960,000 loan
Principal & interest$6,227
Property tax (est.)$1,000
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated April 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.