Single Family Residence at 545 ENCARNACION ST, PUNTA GORDA
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47 photos

$345,000

545 ENCARNACION ST
PUNTA GORDA, FL 33983
Listed by Helen Marks
Bedrooms
3
Bathrooms
2.5
Living area
3,248 sqft
Year built
2006

About this home

PRICE ADJUSTMENT! Spacious two-story home located in the desirable Deep Creek community of Punta Gorda! Built in 2006 and offering over 3,300 square feet of living space, this 3-bedroom, 2.5-bath residence provides plenty of room for comfortable living and entertaining. The home features a welcoming front porch, generous interior living areas, and a screened rear lanai perfect for enjoying Florida’s outdoor lifestyle year-round. Situated on a .23-acre fenced lot, there is ample space for pets, play, or future outdoor enhancements. The attached 2-car garage adds convenience and additional storage. Ideally located near the scenic Peace River, shopping, dining, golf, parks, and all that Punta Gorda has to offer, this property combines space, comfort, and an excellent location in one exceptional opportunity. *Some photos are virtually staged

Property details

MLS #
MFRC7525335
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 20
Status
Active
Days on market
82
On market date
April 24, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DEEP CREEK ELEMENTARY SCHOOL
2.32 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
820
Student:teacher ratio
16.4:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
4.65 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
HighCharter
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
6.53 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
373
Student:teacher ratio
33.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 82 days -- 127 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,003 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.