Single Family Residence at 439 VIRGINIA AVE, ST CLOUD
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$449,500

439 VIRGINIA AVE
ST CLOUD, FL 34769
Listed by REDFIN CORPORATION
Bedrooms
3
Bathrooms
2
Living area
2,160 sqft
Year built
1983

About this home

A rare opportunity near Lakeshore, now offered at a newly improved price point, this beautifully maintained single-family home in St. Cloud offering 3 bedrooms, 2 bathrooms, and 1,920 square feet of well-designed living space, all with no HOA. From the moment you enter, soaring vaulted ceilings set the tone, enhancing the open floor plan that seamlessly connects the spacious living room and kitchen. The kitchen is designed for both everyday living and entertaining, featuring stone countertops, abundant cabinet and counter space, a dry bar, and high-quality appliances. The split-bedroom layout provides added privacy. The primary suite is a standout with tray ceilings, two sliding glass doors leading directly to the backyard, and a spacious ensuite bathroom complete with a walk-in shower. Step outside and discover a true extension of the home. The oversized, fully fenced backyard sits on more than a quarter acre, offering plenty of room to enjoy outdoor living. A 12x20 shed with a roll-up door adds excellent storage or workspace options, and the extended driveway provides ample parking for a boat, recreational vehicles, or additional vehicles. Conveniently located with lake access just minutes away, this home also offers easy connectivity to HWY 192, Medical City, Lake Nona, the Turnpike, and area beaches. A rare combination of space, flexibility, and location, ready for its next owner. Mortgage savings may be available for buyers of this listing.

Property details

MLS #
MFRO6399995
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
132
On market date
April 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
1.14 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
0.95 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
1.01 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
12.2 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores3
Parks7
Schools10
Transit stops14
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 132 days -- 22 more days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$2,857/mo
$89,900 down
$359,600 loan
Principal & interest$2,332
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.