Single Family Residence at 4100 NATCHEZ TRACE DR, ST CLOUD
Front of house - 4100 NATCHEZ TRACE DR, ST CLOUD
Front Entrance - 4100 NATCHEZ TRACE DR, ST CLOUD
Living room - 4100 NATCHEZ TRACE DR, ST CLOUD
Dining Room - 4100 NATCHEZ TRACE DR, ST CLOUD
Kitchen - 4100 NATCHEZ TRACE DR, ST CLOUD
Kitchen/Pantry - 4100 NATCHEZ TRACE DR, ST CLOUD
Primary Master room - 4100 NATCHEZ TRACE DR, ST CLOUD
Primary Bathroom - 4100 NATCHEZ TRACE DR, ST CLOUD
Primary Walking Closet - 4100 NATCHEZ TRACE DR, ST CLOUD
Primary Second Closet - 4100 NATCHEZ TRACE DR, ST CLOUD
Bedroom - 4100 NATCHEZ TRACE DR, ST CLOUD
Bedroom - 4100 NATCHEZ TRACE DR, ST CLOUD
Bathroom - 4100 NATCHEZ TRACE DR, ST CLOUD
Sun room - 4100 NATCHEZ TRACE DR, ST CLOUD
15 photos

$311,000

4100 NATCHEZ TRACE DR
ST CLOUD, FL 34769
Listed by Annette Pabon
Bedrooms
3
Bathrooms
2
Living area
1,256 sqft
Year built
1989

About this home

Reduced for quick Sale! Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake close to the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.

Property details

MLS #
MFRS5147910
Property type
Single Family Residence
Subdivision
NATCHEZ TRACE
Status
Active
Days on market
144
On market date
April 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
BRIDGEPREP ACADEMY OF ST.CLOUD
0.53 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
263
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
1.81 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
0.78 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

41
Somewhat walkable
out of 100
EPA National Walkability Index
7.5 / 20 -- Below average walkable
Google Places amenity density
45 / 100
Restaurants & cafes8
Grocery stores1
Parks0
Schools3
Transit stops0
Pharmacies1

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 144 days -- 31 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,023/mo
$62,200 down
$248,800 loan
Principal & interest$1,614
Property tax (est.)$259
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 16 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.