Single Family Residence at 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 2 of 48
Cozy Living area - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 4 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 5 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 6 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 7 of 48
Primary Bedroom - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 9 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 10 of 48
Open kitchen layout - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 12 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 13 of 48
2nd Bedroom - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 15 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 16 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 17 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 18 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 19 of 48
3rd Bedroom - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 21 of 48
Primary Bedroom - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 23 of 48
Community Pool - 1144 MONROE AVE, ST CLOUD
2nd Bedroom - 1144 MONROE AVE, ST CLOUD
3rd Bedroom - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 27 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 28 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 29 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 30 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 31 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 32 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 33 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 34 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 35 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 36 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 37 of 48
Community Pool - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 39 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 40 of 48
Welcome Home - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 42 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 43 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 44 of 48
Community Center - 1144 MONROE AVE, ST CLOUD
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 46 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 47 of 48
Single Family Residence at 1144 MONROE AVE, ST CLOUD, photo 48 of 48
48 photos

$299,900

1144 MONROE AVE
ST CLOUD, FL 34769
Listed by Karlene Grimes · KELLER WILLIAMS ADVANTAGE III
Bedrooms
3
Bathrooms
2
Living area
1,230 sqft
Year built
1986

About this home

Landscaping is included in HOA. This home is perfect for downsizing or your First Home. Close to St Cloud City and Shopping. This Quaint 3 Bed home in the desirable Palamar Oaks Village with a community pool, is in a convenient location. . With vision, you can transform and update this home to the ideal retreat. Inside, you’ll find a BRIGHT OPEN FLOOR PLAN with VAULTED CEILINGS, ABUNDANT NATURAL LIGHT, TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, and a cozy WOOD-BURNING FIREPLACE that creates a warm focal point. The kitchen features NEWER STAINLESS STEEL APPLIANCES, ample cabinetry, and a BREAKFAST BAR, flowing seamlessly into the living space and out to an ENCLOSED/SCREENED PATIO—perfect for relaxing or entertaining while overlooking the backyard. The thoughtfully designed layout offers a SPLIT-BEDROOM FEEL FOR ADDED PRIVACY, including a spacious PRIMARY SUITE WITH PRIVATE BATH, plus two additional bedrooms with generous closet space. Additional highlights include INDOOR LAUNDRY WITH WASHER & DRYER (2024/2025), a SPACIOUS 2-CAR GARAGE, and major updates including ROOF (2018), A/C (2021), and WATER HEATER (2025). Enjoy community amenities including a POOL, CLUBHOUSE, AND MAINTAINED GROUNDS, all conveniently located near St. Cloud Lakefront Park, Downtown St. Cloud, shopping, dining, US-192, and the Florida's Turnpike. MOVE-IN READY AND FULL OF VALUE—THIS IS ONE YOU DON’T WANT TO MISS.

Highlights

Fireplace

Property details

MLS #
MFRO6399059
Property type
Single Family Residence
Subdivision
PALAMAR OAKS VILLAGE REP
Status
Active
Days on market
161
On market date
April 16, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.11 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LAKEVIEW ELEMENTARY SCHOOL
0.73 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
704
Student:teacher ratio
14.7:1
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
1.64 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
0.58 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks3
Schools7
Transit stops7
Pharmacies6

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 161 days -- 48 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,956/mo
$59,980 down
$239,920 loan
Principal & interest$1,556
Property tax (est.)$250
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.