FRONT DISTANCE - 551 LAKE SMART BLVD, WINTER HAVEN
FRONT - 551 LAKE SMART BLVD, WINTER HAVEN
KITCHEN - 551 LAKE SMART BLVD, WINTER HAVEN
KITCHEN ISLAND - 551 LAKE SMART BLVD, WINTER HAVEN
KITCHEN - 551 LAKE SMART BLVD, WINTER HAVEN
DINING ROOM,KITCHEN - 551 LAKE SMART BLVD, WINTER HAVEN
DINING ROOM - 551 LAKE SMART BLVD, WINTER HAVEN
LIVING ROOM - 551 LAKE SMART BLVD, WINTER HAVEN
LIVING ROOM - 551 LAKE SMART BLVD, WINTER HAVEN
LIVING ROOM,DINING ROOM,KITCHEN - 551 LAKE SMART BLVD, WINTER HAVEN
PRIMARY BEDROOM - 551 LAKE SMART BLVD, WINTER HAVEN
PRIMARY BEDROOM - 551 LAKE SMART BLVD, WINTER HAVEN
PRIMARY EN SUITE BATH - 551 LAKE SMART BLVD, WINTER HAVEN
Single Family Residence at 551 LAKE SMART BLVD, WINTER HAVEN, photo 14 of 30
PRIMARY WALK IN CLOSET IN EN SUITE BATHROOM - 551 LAKE SMART BLVD, WINTER HAVEN
PATIO VIEW FROM BACKYARD - 551 LAKE SMART BLVD, WINTER HAVEN
PATIO - 551 LAKE SMART BLVD, WINTER HAVEN
PATIO - 551 LAKE SMART BLVD, WINTER HAVEN
INSIDE LAUNDRY ROOM - 551 LAKE SMART BLVD, WINTER HAVEN
BATHROOM #2 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 1 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 2 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 2 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 3 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 3 - 551 LAKE SMART BLVD, WINTER HAVEN
BEDROOM 4 - 551 LAKE SMART BLVD, WINTER HAVEN
FRONT AERIAL - 551 LAKE SMART BLVD, WINTER HAVEN
AERIAL BACKYARD - 551 LAKE SMART BLVD, WINTER HAVEN
AERIAL BACKYARD - 551 LAKE SMART BLVD, WINTER HAVEN
AERIAL BACKYARD - 551 LAKE SMART BLVD, WINTER HAVEN
30 photos

$334,900

551 LAKE SMART BLVD
WINTER HAVEN, FL 33881
Listed by LA ROSA REALTY CW PROPERTIES L
Bedrooms
4
Bathrooms
2
Living area
1,936 sqft
Year built
2020

About this home

Discover the opportunity at 551 Lake Smart Blvd. in Winter Haven! WHAT IF $10,000 COULD HELP YOU GET INTO YOUR NEXT HOME? And if you qualify with the lenders requirements, you could ASSUME THE CURRENT MORTGAGE AT 2.5 INTEREST RATE. This well-maintained 4-bedroom, 2-bath home offers 1,936 sq. ft. of comfortable living space and was built in 2020, giving you the benefits of a newer home without the wait for new construction. Even better, the roof was replaced in 2025, providing an important upgrade and added peace of mind. The open-concept design creates a spacious flow between the kitchen, dining and living areas, making everyday living and entertaining easy. The kitchen features cabinetry, generous counter space, a large center island and stainless-steel appliances. The primary suite provides a comfortable retreat, while three additional bedrooms give flexibility for family, guests, a home office or other needs. NEW PRICE: $334,900! The seller is offering a $10,000 contribution toward the buyer's allowable closing costs, plus a 1-year home warranty, subject to the terms of the purchase contract, buyer's loan program, lender approval and applicable limits. If you've been renting and waiting for the right opportunity to become a homeowner, this may be the one you've been waiting for. Don't just compare the price—compare the value: 2020 construction, 2025 roof, 4 bedrooms, 1,936 sq. ft., $10,000 seller contribution and a 1-year home warranty AND IF YOU QUALIFY WITH ALL LENDER'S REQUIREMENTS, YOU COULD ASSUME THE MORTGAGE AT 2.5 INTEREST RATE. Schedule your private showing today.

Property details

MLS #
MFRS5146731
Property type
Single Family Residence
Subdivision
LAKE SMART POINTE
Status
Active
Days on market
178
On market date
March 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
JEWETT SCHOOL OF THE ARTS
0.64 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
13.3:1
District
POLK
Middle
JEWETT MIDDLE ACADEMY MAGNET
0.75 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
554
Student:teacher ratio
17.9:1
District
POLK
HighCharter
NEW BEGINNINGS HIGH SCHOOL
0.99 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
671
Student:teacher ratio
39.5:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes13
Grocery stores4
Parks5
Schools4
Transit stops15
Pharmacies0

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 178 days -- 84 more days than WINTER HAVEN's current average of 94 days.
For reference, the median list price across 1,269 active listings in WINTER HAVEN right now is $247,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,167/mo
$66,980 down
$267,920 loan
Principal & interest$1,738
Property tax (est.)$279
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.