


































$324,999
About this home
Spacious Villa Living in a Prime, Well-Connected Gulf Coast Location Located in The Cove at Terra Ceia Bay, this 2-bedroom + den villa offers a rare combination of space, functionality, and low-maintenance living all just minutes from I-275 and the Sunshine Skyway, providing quick access to Sarasota, St. Petersburg, Tampa, and the world renowned Gulf beaches. The primary suite is generously sized and features a glass-enclosed shower, private water closet, and two closets, including a walk-in. A front den provides flexible use as a home office, media room, or guest space. The split-bedroom layout offers privacy for both residents and visitors. The open concept floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen is equipped with a large granite island with bar seating, 36" shaker cabinets with soft-close hardware, a built-in pantry, and LG stainless steel appliances. Luxury vinyl plank flooring throughout and over 9ft ceilings enhance the home’s bright, open feel. Step outside to a private screened lanai overlooking a lake, offering a peaceful and private setting. A truly special spot to enjoy your morning coffee while watching the Whistling ducks swim by. Ideally positioned near Terra Ceia Bay and the Manatee River, the area is known for its boating access, nearby marinas, and proximity to Anna Maria Island beaches. Enjoy convenient access to downtown St. Petersburg, Tampa, and Sarasota, along with nearby parks, dining, and everyday amenities. The HOA provides true low-maintenance living, covering exterior maintenance, exterior paint, future roof replacement, master insurance, cable, internet, grounds maintenance, escrow reserves, common area taxes, and access to the community pool. Ideal for full-time residents, seasonal owners, or those looking to downsize without sacrificing space or location. Schedule your private showing today!
Property details
- MLS #
- MFRTB8491009
- Property type
- Townhouse
- Subdivision
- THE COVE AT TERRA CEIA BAY VILLAS
- Status
- Active
- Days on market
- 38
- On market date
- April 8, 2026
- Stories
- N/A
- Total bathrooms
- 2
- Garage spaces
- 1
- Parking spaces
- N/A
- Lot size
- 0.08 acres
Location
Get directions →Nearby schools
Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).
- Enrollment
- 804
- Student:teacher ratio
- 16.8:1
- District
- MANATEE
- Enrollment
- 307
- Student:teacher ratio
- 14.6:1
- District
- MANATEE
- Enrollment
- 1,984
- Student:teacher ratio
- 22.5:1
- District
- MANATEE
Walkability
Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in PALMETTO, from live MLS data.
Mortgage calculator
Estimate only - actual rate and payment depend on your lender, credit, and loan program.
Adjust tax / insurance estimates
Similar homes you might like
Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated May 16, 2026.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.







