Front Exterior - 357 RUBY LAKE LOOP, WINTER HAVEN
Inviting Floor Plan - 357 RUBY LAKE LOOP, WINTER HAVEN
Foyer - 357 RUBY LAKE LOOP, WINTER HAVEN
Living Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Living Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Dining Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Dining Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Kitchen - 357 RUBY LAKE LOOP, WINTER HAVEN
Kitchen - 357 RUBY LAKE LOOP, WINTER HAVEN
Breakfast Bar - 357 RUBY LAKE LOOP, WINTER HAVEN
Family Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Family Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Family Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Family Room - 357 RUBY LAKE LOOP, WINTER HAVEN
Primary Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
Primary Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
Primary Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
Primary Bathroom - 357 RUBY LAKE LOOP, WINTER HAVEN
Primary Bathroom - 357 RUBY LAKE LOOP, WINTER HAVEN
2nd Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
2nd Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
3rd Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
3rd Bedroom - 357 RUBY LAKE LOOP, WINTER HAVEN
2nd Bathroom - 357 RUBY LAKE LOOP, WINTER HAVEN
2nd Bathroom - 357 RUBY LAKE LOOP, WINTER HAVEN
Laundry - 357 RUBY LAKE LOOP, WINTER HAVEN
Laundry - 357 RUBY LAKE LOOP, WINTER HAVEN
Lanai - 357 RUBY LAKE LOOP, WINTER HAVEN
Lanai - 357 RUBY LAKE LOOP, WINTER HAVEN
Lanai - 357 RUBY LAKE LOOP, WINTER HAVEN
Lanai - 357 RUBY LAKE LOOP, WINTER HAVEN
Back Exterior - 357 RUBY LAKE LOOP, WINTER HAVEN
32 photos

$394,900

357 RUBY LAKE LOOP
WINTER HAVEN, FL 33884
Listed by Steve Lockhart · LOCKHART & ASSOCIATES INC
Bedrooms
3
Bathrooms
2
Living area
2,107 sqft
Year built
1998

About this home

Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai—perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando—this exceptional home truly has it all. Don’t miss your opportunity to make it yours!

Property details

MLS #
MFRL4960449
Property type
Single Family Residence
Subdivision
RUBY LAKE PH 01
Status
Active
Days on market
189
On market date
March 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
GARDEN GROVE ELEMENTARY SCHOOL
1.12 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
601
Student:teacher ratio
16.7:1
District
POLK
Middle
DUNDEE RIDGE MIDDLE ACADEMY
4.67 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
761
Student:teacher ratio
19.5:1
District
POLK
High
DON E WOODS OPPORTUNITY CENTER
4.13 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
31
Student:teacher ratio
2.4:1
District
POLK

Walkability

Blended score for WINTER HAVEN's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in WINTER HAVEN, from live MLS data.

On the market 189 days -- 95 more days than WINTER HAVEN's current average of 94 days.
For reference, the median list price across 1,269 active listings in WINTER HAVEN right now is $247,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,528/mo
$78,980 down
$315,920 loan
Principal & interest$2,049
Property tax (est.)$329
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 10 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.