Welcome to 1285 Hilltop Place - 1285 HILLTOP PL, ST CLOUD
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Entryway - 1285 HILLTOP PL, ST CLOUD
First Floor - 1285 HILLTOP PL, ST CLOUD
Entryway - 1285 HILLTOP PL, ST CLOUD
2nd Floor - 1285 HILLTOP PL, ST CLOUD
Flex/Office Room - 1285 HILLTOP PL, ST CLOUD
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1/2 Bath | First Floor - 1285 HILLTOP PL, ST CLOUD
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Chef Kitchen - 1285 HILLTOP PL, ST CLOUD
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Dining Area - 1285 HILLTOP PL, ST CLOUD
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Laundry Room | First Floor - 1285 HILLTOP PL, ST CLOUD
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Loft | 2nd Floor - 1285 HILLTOP PL, ST CLOUD
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Master bedroom Entry - 1285 HILLTOP PL, ST CLOUD
Master Bedroom - 1285 HILLTOP PL, ST CLOUD
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Master Bath - 1285 HILLTOP PL, ST CLOUD
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2nd Bedroom - 1285 HILLTOP PL, ST CLOUD
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2nd Full Bth | Jack & Jill - 1285 HILLTOP PL, ST CLOUD
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3rd Bedroom - 1285 HILLTOP PL, ST CLOUD
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4th bedroom - 1285 HILLTOP PL, ST CLOUD
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3rd Full Bath - 1285 HILLTOP PL, ST CLOUD
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77 photos

$515,000

1285 HILLTOP PL
ST CLOUD, FL 34772
Listed by Carrie Castro, PA · REAL ESTATE EMPIRE GROUP, INC.
Bedrooms
4
Bathrooms
3.5
Living area
3,068 sqft
Year built
2021

About this home

STUNNING & MOVE-IN READY! This spacious 4BD/3.5BA home offers 3,088 sq ft. plus a versatile flex room that can be used as a 5th bedroom, office, gym, or playroom. The 1ST floor features a mudroom, laundry room, guest bath, & chef inspired kitchen that opens to the family & dining areas, perfect for entertaining. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Enjoy a paved backyard with plenty of room for a custom pool, creating the perfect private oasis for Florida living. NO CDD + LOW HOA! Ideally located minutes from Lake Nona, Medical City, Orlando International Airport, shopping, dining, & major roadways. A fantastic opportunity for those seeking space, functionality, & an unbeatable location without the premium price tag!

Property details

MLS #
MFRO6390815
Property type
Single Family Residence
Subdivision
RESERVE AT PINE TREE
Status
Active
Days on market
188
On market date
March 25, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
0.84 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.07 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.02 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 188 days -- 75 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,885 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,251/mo
$103,000 down
$412,000 loan
Principal & interest$2,672
Property tax (est.)$429
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.