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$545,000

95 PROVIDENCE LN
PALM COAST, FL 32164
Listed by Ana Medeiros · COLDWELL BANKER PREMIER PROPERTIES
Bedrooms
6
Bathrooms
N/A
Living area
2,398 sqft
Year built
2026

About this home

New Construction concrete block duplex located on a corner lot with great cub appeal. Enjoy enhanced privacy as the entrance to each unit faces separate street frontage. Thoughtfully built with premium finishes and meticulous attention to detail, this property is the prefect blend of modern comfort, style and functionality. Exceptional open concept floor plan with gorgeous ceramic tile floors throughout, upgraded light fixtures, each unit offers 1,199 sqft of living space, three bedrooms, two full baths and one car garage with laundry hookups available . The garage boasts beautiful epoxy floors and remote opener. The kitchens are equipped with modern stainless steel appliances including refrigerators, stove, microwave and dishwashers, back-splash, amble cabinetry and elegant granite counter-tops. Sliders open to a covered porch. The master suite has a walk in closet and ensuite bath that features a granite countertops vanity and a walk in shower with glass shower doors and tile that extends to the ceiling. The secondary bedrooms and bathroom on side A are privately tucked away. Second bath also features granite vanities and tub with surrounded tiles walls. Seize this wonderful opportunity to purchase this custom duplex-for larger families can be used as a multi-generational home, or live on one side and rent the other side or purchase it as an investment property that can offer long or short rental options. Conveniently located within short distance to highly regarded schools: 1.8 miles to Wadsworth Elementary and 1.9 miles to Buddy Taylor Middle school. Close to shopping: 3.5 miles to Publix Belle Terre, and Aldi's , 5 miles to BJ'S Wholesale Club and much more shopping along route 100. Close to medical offices and 4 miles to Advent Health Hospital. Enjoy the Atlantic Beach- 9.2 miles to Flagler Beach. Near by walking/jogging Trails. Quick access to I-95 for an easy commute North to historic Saint Augustine ( 30 min.) or South to Daytona Beach ( 30 min. ). Schedule your private showing today!!

Highlights

New construction

Property details

MLS #
MFRFC316893
Property type
Duplex
Subdivision
PALM COAST SEC 24
Status
Active
Days on market
178
On market date
March 16, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
1
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LEWIS E. WADSWORTH ELEMENTARY
0.57 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
905
Student:teacher ratio
14.6:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
0.42 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
3.35 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
25 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools2
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 178 days -- 66 more days than PALM COAST's current average of 112 days.
For reference, the median list price across 1,879 active listings in PALM COAST right now is $350,000.

Mortgage calculator

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Est. monthly payment
$3,432/mo
$109,000 down
$436,000 loan
Principal & interest$2,828
Property tax (est.)$454
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.