Exterior View - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Entrance - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Open Design - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Living Room - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Enjoy Sunsets on the Balcony - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Large Balcony - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Kitchen - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Kitchen - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Primary BR - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Powder Room - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
2nd BR - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Den/Office with built in Desk - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Office with Built in Desk - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Laundry Room - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
3rd BR with Access to 2nd Balcony - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Enjoy morning coffee watching the Sunrise - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Belcony off 2 BR's - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Balcony View - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Exterior Picture of Buildings - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
View from DR - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2905, PALMETTO, photo 21 of 29
Fishing Pier - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Clubhouse and Golf Course - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Nature Trail - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Pool, Spa, BBQ Area and Firepit - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Clubhouse - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
View from 2nd Balcony - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Nature Walk - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
Incredible Sunsets - 2925 TERRA CEIA BAY BLVD #2905, PALMETTO
29 photos

$925,000

2925 TERRA CEIA BAY BLVD #2905
PALMETTO, FL 34221
Listed by Becky Mallari · REAL BROKER, LLC
Bedrooms
3
Bathrooms
2.5
Living area
2,302 sqft
Year built
2007

About this home

Virtually Staged. Wake up to sweeping panoramic water views of Terra Ceia Bay, the Gulf, and the iconic Sunshine Skyway Bridge from this stunning end-unit penthouse. Perched on the 9th floor, this residence offers breathtaking northwest sunset views and an exceptional waterfront lifestyle rarely matched in the area. This spacious 3-bedroom, 2.5-bath penthouse with den offers 2,302 square feet of interior living space and a total of 2,550 square feet, including a large private balcony perfectly positioned to capture the beauty of the surrounding water. Penthouse residences feature higher ceilings and taller solid-core doors, creating a sense of openness and scale throughout the home. Crown molding, custom closet systems, upgraded tile work in the bathrooms, and thoughtful upgrades throughout reflect the quality expected in a luxury penthouse residence. The open living and dining areas are filled with natural light and feature ceramic tile flooring, crown molding, and expansive sliding glass doors leading to the waterfront balcony. The kitchen offers solid wood cabinetry, high-end upgraded granite countertops, a raised breakfast bar, and pendant lighting centered within the kitchen workspace. The primary suite enjoys beautiful water views, direct balcony access, crown molding, and custom closets. The ensuite bath features dual vanities with granite countertops, an American Standard jetted tub, updated tile work, and a framed glass walk-in shower. A private guest wing with pocket door provides excellent separation for visitors and includes two additional bedrooms, an updated bathroom, and shared balcony access. The layout also allows flexibility to function as a private guest suite, with one bedroom easily serving as a sitting room or lounge space. Additional highlights include a private one-and-a-half-car garage, two American Standard HVAC systems installed in 2019, and a Rheem 50-gallon water heater installed in 2018. The laundry room includes granite workspace, a utility sink, and Electrolux washer and dryer (2022–2023). Terra Ceia Bay offers an exceptional waterfront lifestyle with a fishing pier, waterfront restaurant, golf course, pool, fitness center, tennis courts, and scenic walking paths. Ideally located just minutes from the sandy beaches of Anna Maria Island and conveniently positioned between St. Petersburg, Sarasota, and Tampa.

Highlights

Waterfront

Property details

MLS #
MFRA4685830
Property type
Condominium
Subdivision
BAY CLUB PH II
Status
Active
Days on market
49
On market date
March 11, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
N/A
Lot size
1.76 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.93 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 49 days -- 59 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 696 active listings in PALMETTO right now is $370,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,720/mo
$185,000 down
$740,000 loan
Principal & interest$4,800
Property tax (est.)$771
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.