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100 photos

$850,000

920 N OSCEOLA AVE #604
CLEARWATER, FL 33755
Listed by Lynn Weltjen · FUTURE HOME REALTY INC
Bedrooms
2
Bathrooms
2
Living area
2,003 sqft
Year built
2021

About this home

Sellers will assist with 6 months of HOA dues. Spectacular waterfront living awaits at Marina Bay. This designer-appointed residence offers sweeping views of Clearwater Bay from an expansive private balcony—one of only two of its kind in the building—creating a rare opportunity to enjoy elevated coastal living with minimal direct sun exposure for comfortable year-round enjoyment. Built in 2021, this beautifully upgraded 2,003-square-foot home features two bedrooms, two baths, and a versatile den ideal for an office or guest space. Elegant finishes include upgraded tile flooring, crown molding, new carpet (2024–2025), custom closets, and commode cabinetry. The chef’s kitchen is thoughtfully designed with all-wood cabinetry, quartz countertops, stainless steel appliances, a reverse osmosis water system, and water softener. The serene primary suite offers professionally designed closets, electric blinds, and a spa-like bath with a walk-in shower. Electric blinds are also featured in the guest bedroom for added comfort and convenience. Hurricane-impact windows provide peace of mind, while recent mechanical upgrades include a new air conditioner (2024–2025) and an upgraded water heater with a safety shutoff device. Accessible from the living room and both bedrooms, the extended balcony creates a seamless indoor-outdoor living experience perfect for enjoying breathtaking sunsets over the water. Residents of Marina Bay enjoy a true resort lifestyle with 24/7 concierge service, a 25-meter saltwater lap pool, fitness center, sauna and steam rooms, billiards room, and putting green. The adjacent marina offers 69 slips (47 with lifts) with priority leasing opportunities for residents. Located just minutes from Clearwater’s world-famous beaches and vibrant downtown, this exceptional residence offers luxury, comfort, and convenience in one of the area’s most desirable waterfront communities. Furnishings may be negotiated separately.

Property details

MLS #
MFRTB8483894
Property type
Condominium
Subdivision
MARINA BAY 880 CONDO
Status
Active
Days on market
179
On market date
March 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.04 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SANDY LANE ELEMENTARY SCHOOL
1.44 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
324
Student:teacher ratio
10.5:1
District
PINELLAS
Middle
CLEARWATER FUNDAMENTAL MIDDLE SCHOOL
2.11 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
761
Student:teacher ratio
20.0:1
District
PINELLAS
High
CLEARWATER HIGH SCHOOL
2.94 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,563
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for CLEARWATER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

87
Highly walkable
out of 100
EPA National Walkability Index
16.2 / 20 -- Most walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks12
Schools14
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in CLEARWATER, from live MLS data.

On the market 179 days -- 71 more days than CLEARWATER's current average of 108 days.
For reference, the median list price across 1,833 active listings in CLEARWATER right now is $224,800.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,269/mo
$170,000 down
$680,000 loan
Principal & interest$4,410
Property tax (est.)$708
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.