Single Family Residence at 28474 COCO PALM DR, PUNTA GORDA
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$229,900

28474 COCO PALM DR
PUNTA GORDA, FL 33982
Listed by Kendall Rodesiler · KELLER WILLIAMS ISLAND LIFE REAL ESTATE
Bedrooms
2
Bathrooms
2
Living area
1,002 sqft
Year built
1988

About this home

Major improvements have already been completed, including a brand-new well (2026), new water softener system (2026), new Waterloo water filtration system (2026), 4-year-old roof, 3-year-old A/C system, and septic system replaced in 2018. The interior and exterior components of the aerator system have also been replaced. Additional upgrades include a brand-new water heater and well pump, two new toilets, marble window sills, PGT windows, hurricane shutters, new window treatments, and energy-efficient LED recessed lighting throughout. Approximately $30,000 in improvements have been invested in the home. Don’t miss this rare opportunity to own a beautifully updated home in an incredible location offering comfort, privacy, and peace of mind. Situated on higher elevation and never having experienced flooding, this property provides added long-term value and security. Palm Shores is known for its canal-front charm, and this home enjoys that same coastal ambiance with waterways just across the street. While not directly waterfront, the neighborhood’s connection to Charlotte Harbor makes it ideal for those who love boating, fishing, and the relaxed Florida lifestyle—all just minutes from Punta Gorda. The kitchen is updated with a stainless steel refrigerator, Bosch dishwasher, and stainless steel electric range featuring convection and air fryer capabilities. The newly installed reverse osmosis system adds additional convenience and value. Outdoor living is enhanced by a screened-in lanai overlooking a generous yard surrounded by lush greenery, offering privacy and a serene setting ideal for entertaining or relaxing. Additional features include an alarm system and a one-car garage. This move-in ready home combines loads of updates, functional features, and a prime Florida location.

Property details

MLS #
MFRA4684366
Property type
Single Family Residence
Subdivision
PALM SHORES
Status
Active
Days on market
182
On market date
February 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DEEP CREEK ELEMENTARY SCHOOL
2.37 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
820
Student:teacher ratio
16.4:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
6.1 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
HighCharter
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
5.94 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
373
Student:teacher ratio
33.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 182 days -- 26 fewer days than PUNTA GORDA's current average of 208 days.
For reference, the median list price across 3,020 active listings in PUNTA GORDA right now is $152,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,534/mo
$45,980 down
$183,920 loan
Principal & interest$1,193
Property tax (est.)$192
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.