WELCOME HOME! - 2769 FRANKLIN RD, ST CLOUD
Attached garage to keep you dry from the elements. - 2769 FRANKLIN RD, ST CLOUD
View upon entry large open concept living. - 2769 FRANKLIN RD, ST CLOUD
Views from the door. - 2769 FRANKLIN RD, ST CLOUD
Check out the office space in the corner - 2769 FRANKLIN RD, ST CLOUD
Lots of light and beautiful waterproof laminate floors. - 2769 FRANKLIN RD, ST CLOUD
Granite countertops shine. - 2769 FRANKLIN RD, ST CLOUD
This home comes with a full water filtration system for the entire home. - 2769 FRANKLIN RD, ST CLOUD
Newer Appliances LG refridgerator with the view glass - 2769 FRANKLIN RD, ST CLOUD
Views from the dinning room - 2769 FRANKLIN RD, ST CLOUD
Lots of space on this island for your guests - 2769 FRANKLIN RD, ST CLOUD
Tall ceilings in the home give the space a more airy vibe. - 2769 FRANKLIN RD, ST CLOUD
Dishwasher incorporated into the island as well to make cleaning very easy. - 2769 FRANKLIN RD, ST CLOUD
Lovely modern light fixtures throughout the entire home - 2769 FRANKLIN RD, ST CLOUD
Upon coming upstairs the laundry room is behind those double doors. - 2769 FRANKLIN RD, ST CLOUD
Primary bathroom has spacious Vanity for all of our products. - 2769 FRANKLIN RD, ST CLOUD
Lots of light for the master bedroom - 2769 FRANKLIN RD, ST CLOUD
Primary walk-in closet with shelving - 2769 FRANKLIN RD, ST CLOUD
View from the corner of the primary bedroom - 2769 FRANKLIN RD, ST CLOUD
Third bedroom that can be used an an office with the balcony attached to the bedroom. - 2769 FRANKLIN RD, ST CLOUD
Second full size bathroom - 2769 FRANKLIN RD, ST CLOUD
Second bedroom for the kiddos - 2769 FRANKLIN RD, ST CLOUD
Views from the balcony - 2769 FRANKLIN RD, ST CLOUD
views of the park located at the end of the block - 2769 FRANKLIN RD, ST CLOUD
This park has a screen for the kids in the summer - 2769 FRANKLIN RD, ST CLOUD
Views of the pool only for the residences of split oak - 2769 FRANKLIN RD, ST CLOUD
What a vibe sitting out here getting a tan. - 2769 FRANKLIN RD, ST CLOUD
Views of the huge pond located down the block - 2769 FRANKLIN RD, ST CLOUD
Great place to go fishing. - 2769 FRANKLIN RD, ST CLOUD
29 photos

$409,900

2769 FRANKLIN RD
ST CLOUD, FL 34771
Listed by Uwem Akpan · CHARLES RUTENBERG REALTY ORLANDO
Bedrooms
3
Bathrooms
2.5
Living area
1,748 sqft
Year built
2021

About this home

PRICE REDUCED TAKE ADVANTAGE OF A LOWER 4.75 INTEREST RATE WITH SELLERS PREFERED LENDER! Welcome to this beautifully built 2021 two-story home offering 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for modern living. Located in a highly desirable school district and just minutes from Downtown Lake Nona, this home combines convenience with a peaceful setting tucked away from the hustle and bustle. Step inside to soaring high ceilings and an abundance of natural light that fills the open-concept living spaces. The spacious floor plan seamlessly connects the living, dining, and kitchen areas—ideal for both everyday living and entertaining. Upstairs, you’ll find a versatile layout featuring a convenient second-floor laundry room and a private balcony, perfect for enjoying your morning coffee or unwinding in the evening. The oversized primary suite is a true retreat, complete with a huge spa-like bathroom offering generous space and comfort. With ample storage, modern finishes, and room to grow, this home provides everything a new homeowner could want. Enjoy the perfect balance of being close to vibrant dining, shopping, and entertainment while living in a quiet, off-the-beaten-path community. Don’t miss this opportunity to own a nearly new home in one of the area’s most sought-after locations.

Property details

MLS #
MFRO6385532
Property type
Single Family Residence
Subdivision
SPLIT OAK RESERVE
Status
Active
Days on market
207
On market date
February 26, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.08 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
1.18 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
1.28 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
LAKE NONA HIGH
4.03 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
3,929
Student:teacher ratio
24.6:1
District
ORANGE

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 207 days -- 94 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,618/mo
$81,980 down
$327,920 loan
Principal & interest$2,127
Property tax (est.)$342
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.