Land at 3104 CARDIFF ST, PUNTA GORDA
Land at 3104 CARDIFF ST, PUNTA GORDA, photo 2 of 5
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5 photos

$95,000

3104 CARDIFF ST
PUNTA GORDA, FL 33983
Listed by Caio Zambell Pereira
Bedrooms
N/A
Bathrooms
N/A
Living area
N/A
Year built
N/A

About this home

Prime commercial vacant lot located in the growing Deep Creek area of Punta Gorda. Excellent access to I-75 and US-41, with nearby residential communities and established businesses. Ideal for office, retail, medical, or professional use (buyer to verify zoning and permitted uses with Charlotte County). Great opportunity for investors or owner-users in a high-demand Southwest Florida market. Owner finance available.

Property details

MLS #
MFRO6383006
Property type
Land
Subdivision
HRBR HEIGHTS
Status
Active
Days on market
133
On market date
February 16, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.45 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DEEP CREEK ELEMENTARY SCHOOL
0.28 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
820
Student:teacher ratio
16.4:1
District
CHARLOTTE
Middle
PUNTA GORDA MIDDLE SCHOOL
4.24 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,228
Student:teacher ratio
21.5:1
District
CHARLOTTE
HighCharter
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
4.24 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
373
Student:teacher ratio
33.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 133 days -- 76 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,003 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$722/mo
$19,000 down
$76,000 loan
Principal & interest$493
Property tax (est.)$79
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated June 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.