Single Family Residence at 916 SPINDLE PALM WAY, APOLLO BEACH
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$739,990

916 SPINDLE PALM WAY
APOLLO BEACH, FL 33572
Listed by Kalani Hayman · CENTURY 21 BEGGINS ENTERPRISES
Bedrooms
3
Bathrooms
2
Living area
1,863 sqft
Year built
2015

About this home

Built in 2015 by Schmidt Homes, this elevated waterfront residence delivers the perfect balance of lifestyle, quality, and confidence. Offering 3 bedrooms, 2 baths, and 1,863 square feet of thoughtfully designed living space, the home features impact-rated windows and doors, a spacious three-car garage, and the rare advantage of no HOA and no CDD. The exterior was freshly repainted in 2025, with windows professionally recaulked, reinforcing both curb appeal and long-term peace of mind. Inside, a bright and welcoming entry opens to an open-concept kitchen with a large island overlooking the living area - ideal for everyday living and effortless entertaining. Two guest bedrooms are positioned at the front of the home for privacy, while the generously sized primary suite offers dual walk-in closets and a private bath with dual vanities and a walk-in shower, creating a comfortable and functional retreat. Step outside and fully embrace the Florida waterfront lifestyle. A 26-foot-wide screened lanai overlooks the pavered patio, private dock, and 14,000-lb boat lift, offering direct, bridge-free access to Tampa Bay - perfect for boaters and water enthusiasts. The dock and lift have been recently upgraded with new pole wrappings and lift padding. Mature landscaping enhances backyard privacy and curb appeal, with additional flower beds and curbing added in 2024. Notably, the home remained high and dry during the 2024 hurricanes with no damage or water intrusion. The property may be offered turn-key, with the option to include furnishings, kitchenware, and household essentials - allowing for a seamless transition into waterfront living from day one. Located in Apollo Beach, this home places you in a relaxed coastal community known for navigable canals, stunning sunsets, and an active outdoor lifestyle. Residents enjoy boating, fishing, paddleboarding, and scenic walks at the Apollo Beach Nature Preserve and waterfront park. Everyday conveniences are close by, with shopping, dining, and services nearby, plus additional retail and entertainment options in Riverview and Brandon. Waterfront dining is a local favorite, with several restaurants accessible by boat for a truly coastal experience. Healthcare options include nearby South Bay Hospital, Brandon Regional Hospital, and a wide range of medical providers throughout the South Shore area. With quick access to I-75, commuting to Tampa, Sarasota, and Orlando is easy, and Tampa International Airport is within comfortable driving distance. This home offers a rare opportunity to enjoy secure, low-maintenance waterfront living while staying connected to everything the Tampa Bay area has to offer.

Highlights

Waterfront

Property details

MLS #
MFRTB8474317
Property type
Single Family Residence
Subdivision
APOLLO BEACH UNIT 08 A RESUBDI
Status
Active
Days on market
157
On market date
February 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
3
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
APOLLO BEACH ELEMENTARY SCHOOL
0.75 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
629
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
3.71 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
EAST BAY HIGH SCHOOL
3.36 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,912
Student:teacher ratio
18.9:1
District
HILLSBOROUGH

Walkability

Blended score for APOLLO BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

35
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes6
Grocery stores1
Parks4
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in APOLLO BEACH, from live MLS data.

On the market 157 days -- 38 more days than APOLLO BEACH's current average of 119 days.
For reference, the median list price across 530 active listings in APOLLO BEACH right now is $415,000.

Mortgage calculator

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Est. monthly payment
$4,606/mo
$147,998 down
$591,992 loan
Principal & interest$3,840
Property tax (est.)$617
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 16, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.