FRONT - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
MAP OF SUBJECT ON ALLIGATOR LAKE - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
AERIAL WITH LAKE LIZZIE IN BACKGROUND - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
AERIAL - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FRONT CARPORTS - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
ENTRY-DRIVEWAY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
DRIVEWAY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FRONT PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
DINING-FOYER - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
DINING-FAMILY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
KITCHEN - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
KITCHEN - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
KITCHEN - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
KITCHEN - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
KITCHEN - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FAMILY-DINING - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FAMILY-DINING - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FAMILY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FAMILY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
PRIMARY BR - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
PRIMARY BR - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
PRIMARY BATH - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
PRIMARY BATH - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
PRIMARY BATH - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BR 2 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BR 2.1 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BATH 2 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BR 3 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BR 3.1 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BATH 3 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BATH 3.1 - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
GARAGE - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
NEW WATER SYSTEM IN GARAGE - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FLORIDA ROOM - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FLORIDA ROOM - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
SIDE COVERED-SCREENED PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
SIDE COVERED-SCREENED PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
SIDE PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
REAR OPEN PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
REAR OPEN PATIO - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
FIREPIT - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
WORK SHOP - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
WORKSHOP - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
WORKSHOP - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
LOT SPLIT FOR AN EXTRA HOME - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
EXTRA LOT ON SURVEY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
EXTRA LOT ON SURVEY - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
RIGHT SIDE LOT VIEW - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
LAKE WALL - BOAT RAMP - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
REAR VIEW OF HOME - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
VIEW FROM BACK OF LOTS - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
LAKEWALL-BOAT LIFT/DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
LAKEWALL-BOAT LIFT/DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BOAT LIFT/DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
VIEW OF HOME FROM DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BOAT LIFT/DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BOAT LIFT/DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
SOUTH VIEW OF ALLIGATOR LAKE - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BOAT DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
BOAT DOCK - 5870 ALLIGATOR LAKE SHR W, ST CLOUD
61 photos

$789,900

5870 ALLIGATOR LAKE SHR W
ST CLOUD, FL 34771
Listed by Peter Macera · MACERA REALTY GROUP INC
Bedrooms
3
Bathrooms
3
Living area
2,064 sqft
Year built
1969

About this home

Potential compound for FOUR homes! TWO LAKEFRONT LOTS, ONE HOME!... for now! SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! Build a home and add a guest house on the vacant lot and add a home to the existing home lot. FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1.38 acres. The whole lot has been split (home lot .78 acre, vacant lot .6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!! Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!

Highlights

WaterfrontFireplace

Property details

MLS #
MFRS5143297
Property type
Single Family Residence
Subdivision
ALLIGATOR LAKESHORE
Status
Active
Days on market
229
On market date
February 6, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
1.38 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
MATER ACADEMY AT ST CLOUD
1.8 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
4.4 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
4.66 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 229 days -- 116 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$4,907/mo
$157,980 down
$631,920 loan
Principal & interest$4,099
Property tax (est.)$658
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 11 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.