Pool - 3939 RUDDER WAY, NEW PORT RICHEY
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 2 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 3 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 4 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 5 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 6 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 7 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 8 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 9 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 10 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 11 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 12 of 69
Two boat lifts - 3939 RUDDER WAY, NEW PORT RICHEY
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 14 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 15 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 16 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 17 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 18 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 19 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 20 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 21 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 22 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 23 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 24 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 25 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 26 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 27 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 28 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 29 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 30 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 31 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 32 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 33 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 34 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 35 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 36 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 37 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 38 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 39 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 40 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 41 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 42 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 43 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 44 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 45 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 46 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 47 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 48 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 49 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 50 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 51 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 52 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 53 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 54 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 55 of 69
Gulf Harbors Beach Club - 3939 RUDDER WAY, NEW PORT RICHEY
Gulf Harbors Beach Club - 3939 RUDDER WAY, NEW PORT RICHEY
Gulf Harbors Civic Association - 3939 RUDDER WAY, NEW PORT RICHEY
Gulf Harbors Civic Association - 3939 RUDDER WAY, NEW PORT RICHEY
Gulf Harbors Civic Association - 3939 RUDDER WAY, NEW PORT RICHEY
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 61 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 62 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 63 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 64 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 65 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 66 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 67 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 68 of 69
Single Family Residence at 3939 RUDDER WAY, NEW PORT RICHEY, photo 69 of 69
69 photos

$720,000

3939 RUDDER WAY
NEW PORT RICHEY, FL 34652
Listed by KELLER WILLIAMS REALTY- PALM HARBOR
Bedrooms
3
Bathrooms
2
Living area
1,577 sqft
Year built
1977

About this home

Virtually Staged. This beautifully updated Gulf Harbors waterfront home delivers the lifestyle you are searching for—direct Gulf access, a private beach, a saltwater pool, and two boat lifts. And thanks to the fully paid max tier one solar panel system, no electric bill, aside from the $34 monthly connection charge. The solar panels are only 3 years old with 20-30 years of expected life. The interior of the home was updated and remodeled in 2024. The heart of the home is a stunning kitchen designed for both everyday living and entertaining, featuring stainless steel appliances, induction cooking and convection stove and a Reverse Osmosis system all wrapped into an open, inviting layout. There is exceptional kitchen storage with 31 total cabinets and drawers. All lower cabinets in the main kitchen are full-extension drawers for easy access to pots, pans, and small appliances, a premium upgrade compared with standard base cabinets. Around the granite countertop are additional perimeter cabinets plus a full pantry with upper and lower doors providing abundant, organized storage for food, cookware, and bulk items. The primary suite is a true waterfront retreat, with sliding glass doors that open directly to the back patio. Two additional bedrooms offer flexibility for guests, home office space, or multigenerational living—one even includes separate backyard access making it the perfect office or private entrance. The second bath features a deep soaking tub. This home has major system upgrades already completed—including replumbing the whole house with PEX piping, a new AC, hybrid water heater, water softener, and a generator hookup. Outside, the Florida lifestyle truly comes alive. Enjoy a resurfaced saltwater pool with a new filter, pump, and heater. The entire backyard, pool deck and side yards have brick pavers for no maintenance living and easy entertaining. There is an updated floating dock and gangway for easy loading and disembarking when boating. The two boat lifts are accessed by two 30 foot piers. All pilings are wrapped to prevent marine borer infestation, extending structural life and improving aesthetics. One boat lift is a three year old no-maintenance 13K boat lift. The other boat lift is a 10K lbs lift that was reconditioned with new cables and motors. Both boat lifts have GEM controllers with auto-stop technology and remote operation for lifting/lowering ease making spontaneous sunset cruises effortless. The dock is equipped with power outlets, motion sensor lights and water faucets for easy boat maintenance. There are also 2 working davits for a third vessel. Residents enjoy optional HOA at just $125 annually, access to a private beach for only $200 per year, and a golf-cart-friendly atmosphere. This home features an extra deep canal on a wide waterway on the south channel and this street has underground utilities so no unsightly power lines. Rudder Way is also a dead end street, and this home is close to the end so very little car or pedestrian traffic. Just privacy and solitude. Whether you’re an experienced boater or dreaming of becoming one, this home offers direct, quick access to the Gulf, with no bridges to slow you down. Flood insurance is approximately $3,500 annually and transferable, adding peace of mind! This neighborhood is hidden, but moments from all the nearby necessities including Publix, Sams Club, and downtown New Port Richey!

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRTB8472364
Property type
Single Family Residence
Subdivision
FLOR A MAR
Status
Active
Days on market
238
On market date
February 4, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MITTYE P. LOCKE ELEMENTARY SCHOOL
1.45 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
533
Student:teacher ratio
13.7:1
District
PASCO
Middle
GULF MIDDLE SCHOOL
2.62 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
926
Student:teacher ratio
16.5:1
District
PASCO
High
GULF HIGH SCHOOL
1.96 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,468
Student:teacher ratio
17.7:1
District
PASCO

Walkability

Blended score for NEW PORT RICHEY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

27
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in NEW PORT RICHEY, from live MLS data.

On the market 238 days -- 129 more days than NEW PORT RICHEY's current average of 109 days.
For reference, the median list price across 1,518 active listings in NEW PORT RICHEY right now is $229,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$4,486/mo
$144,000 down
$576,000 loan
Principal & interest$3,736
Property tax (est.)$600
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.