INNOVATE Real Estate
Flor A Mar Subdivision. Corner lot, Circular driveway. One mile from Private Beach Club. - 3848 TOPSAIL TRL, NEW PORT RICHEY
.24 Acres Single story 4-BR, 3 1/2-BA. Huge lanai. Open pool. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Privacy fenced yard with open pool, screened lanai and mature landscaping. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Fish, Boat or enjoy the neighborhood beach and community boat ramp. The Gulf is right in your neighborhood. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Corner lot. Mature Landscaping. Open Pool deck. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Matterport Floor plan with measurements. Attached oversized garage opens to the front of the home. Open pool with pool deck. Privacy fence - 3848 TOPSAIL TRL, NEW PORT RICHEY
You're home. Boating, Fishing, Club House. On the Gulf Coast - 3848 TOPSAIL TRL, NEW PORT RICHEY
Foyer 7 X 16'11'' Leads into living room or directly to kitchen and open family room with cathedral ceilings. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Open Floor Plan. Living room 16 X 14'8" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Spacious Living Room. Ceiling Fans and lots of natural lighting. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Living Room looking into dining area and kitchen. Great for entertaining. Plenty of Natural Lighting. Sliders out to screened lanai. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Dining area 12'3" X 18'2" Sliders onto large screened lanai and open pool deck - 3848 TOPSAIL TRL, NEW PORT RICHEY
Dining area looking into galley kitchen 9'10: X 10'2" with a passthrough onto the patio/lanai - 3848 TOPSAIL TRL, NEW PORT RICHEY
Looking from the primary (master) bedroom side of the house into dining, living area, foyer, kitchen area. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Dining area looking into the master bedroom - 3848 TOPSAIL TRL, NEW PORT RICHEY
Galley Kitchen Stainless Appliances 9'10" X 10'2" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Stainless sink looking out to screened patio/lanai area. Pass through for entertaining. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Kitchen 9'10" X 10'2" Galley style - 3848 TOPSAIL TRL, NEW PORT RICHEY
View from kitchen pantry area looking back through the kitchen and foyer area. - 3848 TOPSAIL TRL, NEW PORT RICHEY
View from pantry area into laundry area and foyer. Inside Laundry room 8'2" X 8'7" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Family room area. Additional 3 bedrooms and 2 1/2 baths on this side of the house. Cathedral ceilings and ceiling fans. Plenty of storage. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Laundry room 8'2" X 8'7" leads into attached 2+ car garage - 3848 TOPSAIL TRL, NEW PORT RICHEY
Laundry room with plenty of storage and sink and folding area. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Open Family room with wood burning fireplace, and cathedral ceiling. Sliders lead onto large screened lanai and open pool deck. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Plenty of natural lighting. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Plenty of privacy and lots of open space. Great for entertaining. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Family room looking from the built-in cabinetry 14'5" X 31' - 3848 TOPSAIL TRL, NEW PORT RICHEY
Wood burning fireplace - 3848 TOPSAIL TRL, NEW PORT RICHEY
Master or primary bedroom 12'1" X 18'2" Large walk-in closet, Sliders onto screened in lanai. Looking twards the master bathroom ( bathroom #1 ) - 3848 TOPSAIL TRL, NEW PORT RICHEY
Primary bedroom. Plenty of natural lighting - 3848 TOPSAIL TRL, NEW PORT RICHEY
View towards the lanai from the master bathroom - 3848 TOPSAIL TRL, NEW PORT RICHEY
Master bathroom with walk-in shower. Dual sinks. 7'10" X 8/5" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Glass shower doors. Tile flooring and spacious. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Bedroom #2 / 12'4" X 12'1" . Lots of natural lighting. Large closet. - 3848 TOPSAIL TRL, NEW PORT RICHEY
High ceilings, ceiling fan and large closet. Bedroom #2 - 3848 TOPSAIL TRL, NEW PORT RICHEY
1/2 bath outside bedroom #2. 4'11" X 5'8". - 3848 TOPSAIL TRL, NEW PORT RICHEY
Bedroom #4. 13'4" X 11'2". plenty of storage space. Pool bath going out to the pool deck. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Looking out to bedroom #3 hallway. (Hallway measures 3'2" X 10'9") This is bedroom #4. 13'4" X 11'2". With Pool bath. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Pool bath. 8'7" X 8'4". goes out to open air pool and pool deck. Bathroom just off bedroom #4. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Bedroom #3. 12'4" X 11'2". - 3848 TOPSAIL TRL, NEW PORT RICHEY
Large closet storage. Natural lighting. 12'4" X 11'2" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Bathroom #3. 8'10" X 7'10" Located in hallway between bedroom(s) 3 and 4. Wood Cabinetry. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Looking out of bathroom #3 into hallway between bedroom #3 and #4. Hallway measures 3'2" X 10'9" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Large screened in lanai with service bar and pass through from the kitchen. Great for entertaining. Lanai measures 28'4" X 21'3" - 3848 TOPSAIL TRL, NEW PORT RICHEY
Sitting area on screened in lanai just outside the dining area and the primary or master bedroom, overlooking the pool deck. Plenty of privacy with mature landscaping. - 3848 TOPSAIL TRL, NEW PORT RICHEY
View from primary bedroom to family room and outside pool deck. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Open pool deck area. Great for entertaining. Fenced in yard and privacy deck fencing for pool deck. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Pool is 6 foot deep. size = 264.0 or 22 feet in length or diameter. Saltwater pool - 3848 TOPSAIL TRL, NEW PORT RICHEY
Open air pool. 6 ft in depth. Door pictured is pool bath. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Pool is 6 foot in depth. Size 264.0 - 22 feet in length or diameter - 3848 TOPSAIL TRL, NEW PORT RICHEY
View of end of home. Pool storage room on back side. Pool bath with window located off the bedroom #4. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Back elevation of the pool deck with privacy fencing and mature landscaping - 3848 TOPSAIL TRL, NEW PORT RICHEY
Circular drive corner lot. - 3848 TOPSAIL TRL, NEW PORT RICHEY
New roof 2020. Privacy fence around yard. Mature landscaping. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Neighborhood connected to the Gulf. Neighborhood boat ramp. Community features: Association recreation - owned, Deed restrictions. Optional membership to Civic Association. Beach Club membership is also optional. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Easy in and easy out of neighborhood. Home high and dry. No water intrusion for hurricane Helene or Milton. - 3848 TOPSAIL TRL, NEW PORT RICHEY
The home has endured several hurricanes with zero water intrusion. With Helene and Milton the neighborhood was devastated but this home was high and dry. - 3848 TOPSAIL TRL, NEW PORT RICHEY
The neighborhood has private beaches, Boat ramp ( key can be purchased for $100.00 a year to launch your boat at any time. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Civic Association. Optional to join. No required HOA. - 3848 TOPSAIL TRL, NEW PORT RICHEY
Community beach area, Gulf Harbor Beach Club - 3848 TOPSAIL TRL, NEW PORT RICHEY
Right on the Gulf - 3848 TOPSAIL TRL, NEW PORT RICHEY
Beach has Restrooms, cabanas and beautiful sunsets - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Civic Association 727 848 0596 - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Beach Club - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Beach Club - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Beach Club 727 848 0596 - 3848 TOPSAIL TRL, NEW PORT RICHEY
Gulf Harbor Beach Club - 3848 TOPSAIL TRL, NEW PORT RICHEY
Neighbor boat ramp. Some additional boat storage with membership. To use ramp $100.00 key purchase to launch for a year.. - 3848 TOPSAIL TRL, NEW PORT RICHEY
68 photos

$599,900

3848 TOPSAIL TRL
NEW PORT RICHEY, FL 34652
Listed by Sabrina Deem, PA · EXP REALTY LLC
Bedrooms
4
Bathrooms
3.5
Living area
2,444 sqft
Year built
1984

About this home

High and Dry. One of a kind, Florida Living, water community. Private beaches. No HOA. No water intrusion from Helene or Milton. This pool home is move-in ready. Large corner lot in Gulf Harbor community. Optional HOA, ($125.00 annually) and optional community membership ($200.00 annually) gives you access to private beaches, boat ramps , fishing, community events, and many social and recreational activities without ever leaving the community. Golf Harbor is close to the airport and has a nature preserve for you nature seekers. This 4/BR, 3 ½ /BA home has a split floor plan and ceramic tile throughout the house. New roof 2020, fencing 2017, electric panel 2023, pool deck and tiles 2022. This home sits high and dry. Hurricane Helene and Milton (2024) did not cause any water incursion. The 4th bedroom has its own bathroom that can be used as a pool bath or an in-law suite or lockout for rental. The home features a wood burning fireplace in the family room. Kitchen has stainless steel appliances with wood cabinetry. The lanai is huge and screened with sliders entering from the family room, dining room and master/primary bedroom. The living room sliders open all the way back as if you were outside on the lanai. The yard has a beautiful privacy fenced with mature landscaping. The Gulf is all around in this water community. The house has plenty of storage with walk in closets and an oversized garage. Schedule an appointment.

Highlights

Private poolFireplace

Property details

MLS #
MFRG5107515
Property type
Single Family Residence
Subdivision
FLOR A MAR
Status
Active
Days on market
208
On market date
February 5, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MITTYE P. LOCKE ELEMENTARY SCHOOL
1.67 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
533
Student:teacher ratio
13.7:1
District
PASCO
Middle
GULF MIDDLE SCHOOL
2.66 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
926
Student:teacher ratio
16.5:1
District
PASCO
High
GULF HIGH SCHOOL
2.05 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,468
Student:teacher ratio
17.7:1
District
PASCO

Walkability

Blended score for NEW PORT RICHEY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

27
Car-dependent
out of 100
EPA National Walkability Index
6.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks5
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in NEW PORT RICHEY, from live MLS data.

On the market 208 days -- 99 more days than NEW PORT RICHEY's current average of 109 days.
For reference, the median list price across 1,518 active listings in NEW PORT RICHEY right now is $229,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,763/mo
$119,980 down
$479,920 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.