Condominium at 8198 TERRACE GARDEN DR N #411, ST PETERSBURG
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$339,000

8198 TERRACE GARDEN DR N #411
ST PETERSBURG, FL 33709
Listed by Joel Miller · BHHS FLORIDA PROPERTIES GROUP
Bedrooms
2
Bathrooms
2
Living area
1,700 sqft
Year built
1985

About this home

Welcome to this beautifully updated 2BR/2BA, 1,700 sq ft condo in the highly sought-after 55+ community of Terrace Park at Five Towns. Designed for comfort and low-maintenance living, this spacious home features porcelain tile flooring throughout, plantation shutters, hurricane-rated window protection, and a stylish kitchen with transitional cabinetry, granite countertops, gas stove, and stainless steel appliances. The generous primary suite offers a walk-in closet, updated bathroom, and a private balcony overlooking peaceful green space—an ideal spot to unwind. The second bedroom is well-sized with convenient access to the updated guest bath. A second balcony extends from the living area, providing additional outdoor space for relaxing or entertaining. Practical features include an in-unit laundry room, covered carport, elevator access, multiple storage areas, and the rare benefit of this building’s exclusive pool, a unique perk within Five Towns. Residents enjoy a true resort-style lifestyle with multiple pools, scenic walking paths, tennis and pickleball courts, a clubhouse, fitness center, and a full calendar of social activities. The HOA covers cable, internet, natural gas, water, sewer, trash, pest control, and all amenities—leaving only the electric bill. Located just minutes from award-winning beaches, shopping, dining, and major highways, this condo offers the perfect blend of convenience, comfort, and active living.

Property details

MLS #
MFRTB8469309
Property type
Condominium
Subdivision
TERRACE PARK OF FIVE TOWNS
Status
Active
Days on market
149
On market date
January 27, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
5.33 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MARJORIE KINNAN RAWLINGS ELEM
1.3 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
461
Student:teacher ratio
12.5:1
District
PINELLAS
Middle
PINELLAS PARK MIDDLE SCHOOL
1.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,168
Student:teacher ratio
20.1:1
District
PINELLAS
High
DIXIE M. HOLLINS HIGH SCHOOL
2.06 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,725
Student:teacher ratio
18.2:1
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

74
Walkable
out of 100
EPA National Walkability Index
14.5 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes18
Grocery stores1
Parks2
Schools6
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 149 days -- 52 more days than ST PETERSBURG's current average of 97 days.
For reference, the median list price across 3,836 active listings in ST PETERSBURG right now is $334,250.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,191/mo
$67,800 down
$271,200 loan
Principal & interest$1,759
Property tax (est.)$283
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated June 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.