Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 2 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 3 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 4 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 5 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 6 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 7 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 8 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 9 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 10 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 11 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 12 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 13 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 14 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 15 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 16 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 17 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 18 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 19 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 20 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 21 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 22 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 23 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 24 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 25 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 26 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 27 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 28 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 29 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 30 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 31 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 32 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 33 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 34 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 35 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 36 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 37 of 38
Single Family Residence at 3522 SHORELINE CIR, PALM HARBOR, photo 38 of 38
38 photos

$1,249,000

3522 SHORELINE CIR
PALM HARBOR, FL 34684
Listed by Camilo Perez · HOME SOLD REALTY LLC
Bedrooms
4
Bathrooms
4
Living area
4,167 sqft
Year built
1987

About this home

One or more photos were virtually staged. A rare opportunity to own one of Cobb’s Landing most unique properties. On the market for only the second time. A sprawling 4100 square foot home that includes a guest cottage, In-Law Suite or teen space. Countless unique features curated by Architect James H. Lentz. A perfect home for flexible living and a variety of uses. Move-In Ready updated custom quality built executive residence on conservation lot. This flexible home layout includes 4 bedrooms, 4 full bathrooms, 2 kitchens, 2 laundry rooms and a secondary private entrance for completely private multi-generational living or home office. It is two homes in one; the in-law suite has its own front door entrance, garage, laundry room, kitchen, living room, dining room, door to the pool/patio, and bedroom with en suite bathroom, walk in closet and sitting room. RECENT UPDATES: white quartz countertops and workstation sink in the 2nd kitchen; new quartz countertops, sinks, and hardware in primary bathroom; new flooring, vanity, toilet and quartz countertops in the upstairs bathroom and new carpet in three bedrooms. NEW CONCRETE TILE ROOF 2024 (10 year full warranty) Air Conditioner 2025, Water Heaters 2025, 2026, Refrigerator 2026. 4 point inspection and wind mitigation report completed in August. Enjoy the distinctive architecture with soaring twenty-three foot ceilings in the main home featuring large cedar beams and fieldstone with a triple fireplace as a focal point. Buyers should independently verify flood-zone information and insurance requirements. The private primary suite offers French door access to the backyard and screened covered pool and hot tub. Large double head roman-shower, garden tub, water closet and expansive double closet area, new quartz countertops and sinks. Flexible and spacious living area has room for an office, game room and library. Dining area has wide views of pool and conservation woods. The main open kitchen includes tray ceiling, sky lights, granite countertops, expansive island, a walk in pantry and expanded storage. Abundant natural light throughout the property. There is a full guest bathroom on the main floor. Upstairs has two large bedrooms, one with a fireplace, a bathroom with a roman shower, multiple closets and water view of Lake Tarpon. The separated oversized 2 car and 1 car garages provide space for multiple vehicles and additional storage in a loft/attic combination. Other amenities include intercom system, central vacuum, whole house water softener and charcoal filter. Indoor and outdoor living blend effortlessly with Anderson sliding patio and French doors leading to a covered entertainment area, including a large pool and hot tub. Enjoy nature’s beauty inside and out, including deer and other wildlife. Cobb’s Landing offers a marina, fishing dock, playground, basketball and tennis courts, sidewalks, parks, multiple neighborhood events and area schools. This home sits near some of the areas, most desirable destinations, including Innisbrook Golf Course, Tarpon Springs, Downtown Palm Harbor, Dunedin, and Gulf beaches. Square footage based on an independent appraisal report to be verified by buyer. Virtual floor plans and dimensions are approximate.

Highlights

Private poolFireplace

Property details

MLS #
MFRTB8467469
Property type
Single Family Residence
Subdivision
SANCTUARY AT COBBS LANDING THE
Status
Active
Days on market
182
On market date
January 22, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
3
Parking spaces
N/A
Lot size
0.36 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGHLAND LAKES ELEMENTARY SCHOOL
0.8 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
14.0:1
District
PINELLAS
Middle
JOSEPH L. CARWISE MIDDLE SCHOOL
0.6 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,155
Student:teacher ratio
18.0:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
2.78 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

32
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 182 days -- 82 more days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$7,672/mo
$249,800 down
$999,200 loan
Principal & interest$6,481
Property tax (est.)$1,041
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.