Single Family Residence at 400 GUN CAY LN, PUNTA GORDA
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50 photos

$885,000

400 GUN CAY LN
PUNTA GORDA, FL 33950
Listed by Rosita Estrella-Fuentes · SUNCOAST CHOICE REALTY
Bedrooms
3
Bathrooms
2
Living area
2,355 sqft
Year built
2001

About this home

CUSTOM WATERFRONT HOME WITH POOL and ACCESS TO GULF/OCEAN!!! Waterfront Luxury Home on Blue Crab Bay — Direct Access to Charlotte Harbor! Experience true waterfront living in this 2001 custom-built Sand Star home, perfectly situated on Blue Crab Bay with breathtaking intersecting canal views and direct access to Charlotte Harbor. Boaters will love the convenience of being just 13 minutes from Fishermen’s Village by water, with only one bridge to pass through. The property boasts approximately 140 feet of seawall and a concrete double dock (7' x 30') equipped with electricity, water supply, and a 13,000 lb. boat lift—tailor-made for fishing and powerboat enthusiasts. Home Highlights include 3 Bedrooms & 2 Bathrooms, 2,355 sq. ft. of living space (3,385 sq. ft. total), heated pool and spa with a waterfall feature overlooking the canal, Smart home security system with interior and exterior cameras and an open concept and split-bedroom floor plan designed for comfort and easy access. Step through the foyer into an elegant living space that flows seamlessly between the guest living room, formal dining area, dinette, and family room—all connected by tall sliding glass doors framing panoramic waterfront views. The primary suite exudes luxury and privacy with tray ceilings, crown molding, and natural light throughout. The primary bath includes a soaking tub, walk-in shower, dual sinks, and dual walk-in closets. An adjacent office opens directly to the lanai, perfect for working in serene surroundings. The gourmet kitchen features maple cabinetry, full appliances, a breakfast bar, and abundant storage space. Additional built-ins, bookshelves, ceiling speakers, and aquarium-style dinette windows enhance the home’s stylish character. Enjoy outdoor living at its finest with a screened lanai, poolside firepit, outdoor speakers and tranquil canal views that stretch across the horizon. A small workshop in the garage and ample parking add everyday convenience. Best of all, there’s no HOA, giving you freedom to fully enjoy your waterfront lifestyle. Nearby amenities include lots of dining & entertainment options including downtown Punta Gorda, Fishermen’s Village, Laishley Crab House, Gilchrist Park, and more while also being in close proximity to local beaches including Boca Grande, Cayo Costa, Englewood, and Venice and the Punta Gorda Airport is just 10 minutes away. Discover your tropical oasis — a perfect blend of elegance, comfort, and waterfront adventure. The owner is open to including some furnishings with the sale. This home truly has it all — and it won’t last long!

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRC7519992
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 11
Status
Active
Days on market
226
On market date
January 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SALLIE JONES ELEMENTARY SCHOOL
0.94 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
15.0:1
District
CHARLOTTE
Middle
PUNTA GORDA MIDDLE SCHOOL
1.37 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,228
Student:teacher ratio
21.5:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
1.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
5.5 / 20 -- Least walkable
Google Places amenity density
80 / 100
Restaurants & cafes20
Grocery stores2
Parks8
Schools5
Transit stops0
Pharmacies2

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 226 days -- 18 more days than PUNTA GORDA's current average of 208 days.
For reference, the median list price across 3,020 active listings in PUNTA GORDA right now is $152,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,480/mo
$177,000 down
$708,000 loan
Principal & interest$4,592
Property tax (est.)$738
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.