Amazing Waterfront Condo - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2703, PALMETTO, photo 2 of 41
Stunning Waterfront Sunsets - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Entry - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Den - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Kitchen - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Spacious Living Room - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Kitchen with Desk and Open Floorplan - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Dining Room - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Water View Living Room - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Oversized Large Balcony Perfect for Sunset Dinners - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Enjoy the Sunset from the Expansive Balcony - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Waterfront Balcony - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Waterfront Balcony - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Primary Bedroom - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Primary Bedroom - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Primary Bathroom - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Guest Bedroom - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Guest Bathroom - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Laundry Room - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Pool, Spa, BBQ Area and Firepit - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Fishing Pier - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2703, PALMETTO, photo 23 of 41
Nature Walk - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Front Entrance - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Aerial View of Club Golf Course and Bay Club Building - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Club Pool with Tiki Bar - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Cardio Room at the Club - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Gym at the Club - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Club Court - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2703, PALMETTO, photo 31 of 41
Club Restaurant - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Pub at the Clubhouse - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2703, PALMETTO, photo 34 of 41
Tiki Bar Club Pool - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Nature Walkway through the Lush Mangroves - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Golf Course Community - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Under Building Parking Space - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Gorgeous Sunsets - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Aerial Front - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
Exterior Back - 2925 TERRA CEIA BAY BLVD #2703, PALMETTO
41 photos

$630,000

2925 TERRA CEIA BAY BLVD #2703
PALMETTO, FL 34221
Listed by Angel Wilkinson · REAL BROKER, LLC
Bedrooms
3
Bathrooms
2
Living area
2,039 sqft
Year built
2007

About this home

Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!

Highlights

Waterfront

Property details

MLS #
MFRTB8462984
Property type
Condominium
Subdivision
BAY CLUB PH II
Status
Active
Days on market
235
On market date
February 11, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.93 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 235 days -- 127 more days than PALMETTO's current average of 108 days.
For reference, the median list price across 696 active listings in PALMETTO right now is $370,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,944/mo
$126,000 down
$504,000 loan
Principal & interest$3,269
Property tax (est.)$525
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 19 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.