Condominium at 2620 COVE CAY DR #601, CLEARWATER
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 2 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 3 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 4 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 5 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 6 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 7 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 8 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 9 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 10 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 11 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 12 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 13 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 14 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 15 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 16 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 17 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 18 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 19 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 20 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 21 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 22 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 23 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 24 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 25 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 26 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 27 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 28 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 29 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 30 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 31 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 32 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 33 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 34 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 35 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 36 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 37 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 38 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 39 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 40 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 41 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 42 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 43 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 44 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 45 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 46 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 47 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 48 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 49 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 50 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 51 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 52 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 53 of 54
Condominium at 2620 COVE CAY DR #601, CLEARWATER, photo 54 of 54
54 photos

$229,900

2620 COVE CAY DR #601
CLEARWATER, FL 33760
Listed by FUTURE HOME REALTY INC
Bedrooms
2
Bathrooms
2
Living area
1,050 sqft
Year built
1974

About this home

Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay… there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.

Highlights

Waterfront

Property details

MLS #
MFRTB8454500
Property type
Condominium
Subdivision
COVE CAY 26-20 VILLAGE II
Status
Active
Days on market
223
On market date
December 10, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HIGH POINT ELEMENTARY SCHOOL
1.58 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
629
Student:teacher ratio
12.8:1
District
PINELLAS
Middle
OAK GROVE MIDDLE SCHOOL
2.05 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
918
Student:teacher ratio
18.4:1
District
PINELLAS
High
PINELLAS COUNTY JAIL
2.18 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
21
District
PINELLAS

Walkability

Blended score for CLEARWATER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
63 / 100
Restaurants & cafes9
Grocery stores2
Parks1
Schools4
Transit stops15
Pharmacies0

Market position

How this listing compares to current activity in CLEARWATER, from live MLS data.

On the market 223 days -- 115 more days than CLEARWATER's current average of 108 days.
For reference, the median list price across 1,833 active listings in CLEARWATER right now is $224,800.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,534/mo
$45,980 down
$183,920 loan
Principal & interest$1,193
Property tax (est.)$192
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.