Single Family Residence at 4324 PINE LAKE DR, ST CLOUD
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$475,000

4324 PINE LAKE DR
ST CLOUD, FL 34769
Listed by Maria Fernandez · LA ROSA REALTY CENTRAL FLORIDA LLC
Bedrooms
5
Bathrooms
3
Living area
2,164 sqft
Year built
1976

About this home

Experience true luxury living in this fully renovated, modern masterpiece located in Saint Cloud. This stunning corner lot, pool home has been completely upgraded from top to bottom with designer finishes, high-end materials, and exceptional attention to detail. Step into a show-stopping kitchen featuring brand new cabinets, a large waterfall-style kitchen island, premium marble-style countertops, LED ambiance lighting, new stainless-steel appliances, and a deep farmhouse sink. The entire home shines with new tile flooring, sleek modern lighting, new ceiling fans, new windows beside 1 window in the front entrance , and double doors leading to the backyard oasis. Almost all doors have also been recently replaced. The spa-like bathrooms have been fully transformed with luxury shower systems, frameless glass, double vanities, and gorgeous tile work throughout. Major upgrades gives the peace of mind, including: Whole-house re-pipe, Whole-house electrical rewiring, Three upgraded breaker panels, Tankless water heater, Whole-home water filtration system + sink filter, New smoke detectors with updated circuits, and GFI outlets added around exterior for security cameras. Outside, enjoy the Florida lifestyle with a beautiful private pool, two large sheds, an exterior shower, and a fully fenced backyard with fruit trees and plenty of storage space. Additional features include: New bedroom & closet doors, New stucco, New modern porch double doors, 12×24 workshop shed, and Dedicated office/library area. This home is move-in ready, meticulously upgraded, and truly one of a kind. With an open layout, abundant natural light, luxurious finishes, and every major system replaced, this property is the perfect blend of comfort, beauty, and peace of mind. Homes with this level of renovation rarely hit the market; come see why this one stands out above the rest. Schedule your private showing today!

Highlights

Private pool

Property details

MLS #
MFRP4937199
Property type
Single Family Residence
Subdivision
PINE LAKE ESTATES UNIT B
Status
Active
Days on market
273
On market date
December 9, 2025
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LAKEVIEW ELEMENTARY SCHOOL
0.9 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
704
Student:teacher ratio
14.7:1
District
OSCEOLA
Middle
NEPTUNE MIDDLE SCHOOL
1.73 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,005
Student:teacher ratio
16.8:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
0.51 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks3
Schools7
Transit stops7
Pharmacies6

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 273 days -- 160 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,011/mo
$95,000 down
$380,000 loan
Principal & interest$2,465
Property tax (est.)$396
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 21 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.