Waterview Condo - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Spectacular Sunset Views - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Kitchen with Light up Counters - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Open Floor Plan - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Living Room - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Dining Area - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Balcony with View - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Spacious Primary Bedroom with Waterview - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Luxurious Primary BR with Waterview & Balcony Access - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Walk-In Closet in Primary Bedroom - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Primary Bathroom - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Jetted Tub for Spa like Experience - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Large Walk-In Shower with Bench Seating - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Multi-Purpose Room - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Guest Bedroom - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Guest Bathroom - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Guest Bedroom 2 - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Laundry Room - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Nature Walk - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
8th Floor Unit - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Pool, Hot Tub and Fire Pit with BBQ Grills - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Front Entrance - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Golf Course Community - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Country Club with Restaurant & Gym - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Fishing Pier - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Club Pool with Tiki Bar - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Nature Walkway through the Lush Mangroves - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Aerial View of Club, Golf Course and Bay Club Building - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Bar Area at the Club - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Club Restaurant - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Tiki Bar & Club Pool - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Gym at the Club - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Condominium at 2925 TERRA CEIA BAY BLVD #2802, PALMETTO, photo 33 of 36
Cardio Room at the Club - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Club Court - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
Rear View of the Condo - 2925 TERRA CEIA BAY BLVD #2802, PALMETTO
36 photos

$815,000

2925 TERRA CEIA BAY BLVD #2802
PALMETTO, FL 34221
Listed by Angel Wilkinson · REAL BROKER, LLC
Bedrooms
3
Bathrooms
2
Living area
2,306 sqft
Year built
2007

About this home

WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.

Highlights

Waterfront

Property details

MLS #
MFRTB8443955
Property type
Condominium
Subdivision
BAY CLUB PH II
Status
Active
Days on market
318
On market date
November 20, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.76 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.93 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 318 days -- 210 more days than PALMETTO's current average of 108 days.
For reference, the median list price across 696 active listings in PALMETTO right now is $370,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,058/mo
$163,000 down
$652,000 loan
Principal & interest$4,229
Property tax (est.)$679
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.