Exterior View - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Newly renovated kitchen - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Light and Bright Kitchen - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Dining Room - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Open Design - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Screened in Balcony - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Primary Bedroom - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Primary Bathroom with Dual Sinks - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Guest Room or Office - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Secondary Bathroom - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Outstanding Views! - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Community Pool - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Assigned Parking Space - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Entrance to Community - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Country Club with Tiki Bar, Dining and Gym - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Golf Course Aerial View - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Golf Course Community - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Nature Walk - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Tiki Bar and Club Pool - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Clubhouse Gym - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Restaurant at the Clubhouse - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Tennis Courts at the Club - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #706, PALMETTO, photo 23 of 24
Exterior View of Building - 2320 TERRA CEIA BAY BLVD #706, PALMETTO
24 photos

$180,000

2320 TERRA CEIA BAY BLVD #706
PALMETTO, FL 34221
Listed by Becky Mallari · REAL BROKER, LLC
Bedrooms
2
Bathrooms
2
Living area
978 sqft
Year built
1991

About this home

PRICE IMPROVEMENT TO $180,000! Beautifully updated and furnished 2-bedroom, 2-bath condo offering comfort, value, and a relaxed Florida lifestyle in Terra Ceia Bay Club. This light and bright residence has been nicely updated throughout, including NEW FLOORING, a refreshed kitchen, and both bathrooms featuring SHAKER CABINETRY and NEW COUNTERTOPS. The clean, modern finishes give the home an inviting, move-in-ready feel that stands out beautifully. The open and welcoming layout offers comfortable living and dining spaces, a furnished interior, and a bright Florida feel throughout. Enjoy views from both the balcony and front entry area, along with the benefit of living in a waterfront community with desirable amenities. Terra Ceia Bay Club offers a community pool, nature trail, fishing pier, clubhouse restaurant, and pay-to-play golf, allowing you to enjoy the lifestyle without a mandatory golf membership. Conveniently located near shopping, restaurants, medical facilities, marinas, downtown Bradenton, St. Petersburg, Sarasota, and area beaches, this updated condo is ideal as a full-time residence, seasonal retreat, or Florida getaway. With the PRICE IMPROVEMENT TO $180,000, this furnished and updated condo offers an excellent opportunity for buyers looking for value, convenience, and the Florida lifestyle in a well-established community.

Property details

MLS #
MFRA4670231
Property type
Condominium
Subdivision
THE TERRA CEIA CLUB
Status
Active
Days on market
295
On market date
November 15, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.61 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
0.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.44 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 295 days -- 187 more days than PALMETTO's current average of 108 days.
For reference, the median list price across 696 active listings in PALMETTO right now is $370,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,234/mo
$36,000 down
$144,000 loan
Principal & interest$934
Property tax (est.)$150
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.