Condominium at 3840 MARINERS WAY #514A, CORTEZ
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 2 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 3 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 4 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 5 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 6 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 7 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 8 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 9 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 10 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 11 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 12 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 13 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 14 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 15 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 16 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 17 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 18 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 19 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 20 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 21 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 22 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 23 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 24 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 25 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 26 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 27 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 28 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 29 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 30 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 31 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 32 of 33
Condominium at 3840 MARINERS WAY #514A, CORTEZ, photo 33 of 33
33 photos

$900,000

3840 MARINERS WAY #514A
CORTEZ, FL 34215
Listed by Kevin Milner · PREMIER SOTHEBY'S INTERNATIONAL REALTY
Bedrooms
2
Bathrooms
2
Living area
1,762 sqft
Year built
1984

About this home

Presenting a rare and distinguished opportunity to enjoy panoramic waterfront vistas, complemented by the exceptional offering of two boat slips, a rarity along the coast. Ideally set in the prestigious gated enclave of Mariner’s Cove where refined waterfront living is elevated to an art form. Set between the tranquil shores of Anna Maria Sound and Palma Sola Bay, this residence is a statement of timeless design. For the boating enthusiast, the residence includes a rare two slips equipped with a full power pedestal capable of holding a large boat, storage box and ideally at the end of the canal for direct access to the Intracoastal Waterway, offering seamless navigation to Anna Maria Sound, Palma Sola Bay, Tampa Bay and Gulf of America. Upon arrival via elevator, you are welcomed into an expansive open-concept residence is a sanctuary of natural light that effortlessly blends coastal ease and anchored by a refined fireplace and framed by floor-to-ceiling glass sliders, inviting the outdoors in and offering uninterrupted vistas of the water beyond. At the center is a dramatic, 30-foot expanse screened lanai with coveted northwest exposure ideal for capturing both morning serenity and evening sunsets. Unique to this residence is an expansive deep-set front patio, a distinctive feature. The kitchen is a culinary work of art, showcasing warm-toned granite counters, designer backsplash, all wood cabinetry with extra pantry storage, and premium stainless-steel appliances with Sub-Zero paneled refrigerator, every detail curated to enhance form and function. In the owner’s suite, panoramic water views create an ever-changing backdrop of coastal splendor. Private access to the lanai, a luxurious en-suite bath with dual vanities, a walk-in shower and a separate soaking tub further underscore the home's spa-like tranquility. Additional appointments include a laundry closet, a secure under-building storage unit, two covered parking spaces, crown molding throughout and recent mechanical upgrades including a newer HVAC system and water heater. Residents of Mariner’s Cove enjoy an array of upscale amenities, including three protected canals, two heated swimming pools, tennis and pickleball courts, and lushly landscaped grounds in a gated community setting. Ideally just one mile from the sugar-sand beaches of Anna Maria Island and near the historic fishing village of Cortez, where waterfront dining, boutiques and marine adventures await. This is more than a residence, it is a curated lifestyle defined by serenity, exclusivity and finest elements of coastal living. An extraordinary opportunity for the discerning buyer seeking a home of distinction in one of Florida’s desired waterfront communities.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRA4669912
Property type
Condominium
Subdivision
MARINERS COVE I
Status
Active
Days on market
320
On market date
October 29, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ANNA MARIA ELEMENTARY SCHOOL
2.18 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
12.2:1
District
MANATEE
Middle
MARTHA B. KING MIDDLE SCHOOL
3.71 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
18.3:1
District
MANATEE
High
MANATEE HIGH SCHOOL
5.88 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,034
Student:teacher ratio
21.2:1
District
MANATEE

Walkability

Blended score for CORTEZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

53
Somewhat walkable
out of 100
EPA National Walkability Index
11.5 / 20 -- Above average walkable
Google Places amenity density
45 / 100
Restaurants & cafes8
Grocery stores2
Parks1
Schools0
Transit stops12
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$5,570/mo
$180,000 down
$720,000 loan
Principal & interest$4,670
Property tax (est.)$750
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 25 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.