Single Family Residence at 190 POLERMO AVE, ST CLOUD
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$415,000

190 POLERMO AVE
ST CLOUD, FL 34771
Listed by Syliam Reyes · FLORIDA CAPITAL REALTY
Bedrooms
4
Bathrooms
2
Living area
1,825 sqft
Year built
2021

About this home

SELLER IS OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS! Take advantage of this incredible opportunity at 190 Polermo Avenue in Saint Cloud—a beautifully upgraded, move-in-ready home located just minutes from Lake Nona and Medical City! Built only four years ago, this newer home combines modern design, smart-home technology, and thoughtful upgrades throughout. Step inside to a bright, open-concept floor plan accented by 5.25-inch baseboards and stylish finishes. The heart of the home is the beautiful kitchen featuring quartz countertops, crown molding on the cabinetry, under-cabinet lighting, pendant lights over the bar area, and plenty of space for gathering and entertaining. Quartz countertops continue into the bathrooms, creating a cohesive and polished look. The home is packed with upgrades designed for today's lifestyle, including a keyless smart lock, WiFi-enabled sprinkler system, upgraded WiFi light switches in the garage, kitchen, front porch, and lanai, plus pre-wiring for cameras in the front and backyard. The gathering room and one bedroom are also pre-wired for surround sound—perfect for movie nights, a media room, home office, or entertainment space. Step outside and enjoy the fenced side and backyard, offering additional privacy and plenty of space to relax, entertain, or enjoy Florida's beautiful weather. Modern window treatments are already installed, adding another finishing touch to this truly move-in-ready home. The community offers a refreshing pool, dog park, and playground, providing something for everyone to enjoy. Even better, you'll be conveniently located near Lake Nona, Medical City, major highways, shopping, dining, schools, and everything this rapidly growing area. MOVE-IN READY + GREAT LOCATION + $10,000 TOWARD BUYER’S CLOSING COSTS! Don't miss this opportunity—schedule your private showing today and see why 190 Polermo Avenue should be your next home!

Property details

MLS #
MFRO6351221
Property type
Single Family Residence
Subdivision
SIENA RESERVE PH 2A & 2B
Status
Active
Days on market
329
On market date
October 9, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
2.61 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
2.73 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
4.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 329 days -- 216 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,649/mo
$83,000 down
$332,000 loan
Principal & interest$2,153
Property tax (est.)$346
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.