Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA
Living room - 1024 SAN MATEO DR, PUNTA GORDA
Family room - 1024 SAN MATEO DR, PUNTA GORDA
Primary - 1024 SAN MATEO DR, PUNTA GORDA
kitchen - 1024 SAN MATEO DR, PUNTA GORDA
Lanai - 1024 SAN MATEO DR, PUNTA GORDA
Family room - 1024 SAN MATEO DR, PUNTA GORDA
Pool - 1024 SAN MATEO DR, PUNTA GORDA
Office - 1024 SAN MATEO DR, PUNTA GORDA
living room - 1024 SAN MATEO DR, PUNTA GORDA
Dining room - 1024 SAN MATEO DR, PUNTA GORDA
laundry room - 1024 SAN MATEO DR, PUNTA GORDA
Guest powder room - 1024 SAN MATEO DR, PUNTA GORDA
laundry - 1024 SAN MATEO DR, PUNTA GORDA
Guest 1 - 1024 SAN MATEO DR, PUNTA GORDA
Guest 1 - 1024 SAN MATEO DR, PUNTA GORDA
Guest bathroom - 1024 SAN MATEO DR, PUNTA GORDA
guest bathroom - 1024 SAN MATEO DR, PUNTA GORDA
Guest 2 - 1024 SAN MATEO DR, PUNTA GORDA
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 20 of 36
Primary - 1024 SAN MATEO DR, PUNTA GORDA
Primary bathroom - 1024 SAN MATEO DR, PUNTA GORDA
Primary bathroom - 1024 SAN MATEO DR, PUNTA GORDA
Outdoor kitchen - 1024 SAN MATEO DR, PUNTA GORDA
lanai - 1024 SAN MATEO DR, PUNTA GORDA
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 26 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 27 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 28 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 29 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 30 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 31 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 32 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 33 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 34 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 35 of 36
Single Family Residence at 1024 SAN MATEO DR, PUNTA GORDA, photo 36 of 36
36 photos

$1,199,000

1024 SAN MATEO DR
PUNTA GORDA, FL 33950
Listed by Justin Willis Chavez · COLDWELL BANKER SUNSTAR REALTY
Bedrooms
3
Bathrooms
2.5
Living area
3,013 sqft
Year built
1990

About this home

Coastal Luxury Meets Everyday Comfort! This stunning 3,013 sq. ft. waterfront retreat is more than just a home—it’s your own private oasis! Perfectly positioned just minutes to open water, it offers the best of Florida living with a 35-foot heated pool, spa, outdoor summer kitchen, and an 80-foot dock with boat lift. Step inside to discover a thoughtfully updated and redesigned interior. This kitchen is a chef’s dream, featuring rich wood cabinetry with abundant storage, granite counters, center island, sleek new appliances, and a double-door pantry. A casual breakfast nook with pool views and a generous breakfast bar seamlessly flow into the expansive family room—complete with gleaming hardwood floors and walls of windows that fill the space with natural light. Enjoy both formal and casual living options. A gracious living room opens to the lanai, while the formal dining room sets the stage for memorable dinners. Need extra space? The versatile office/man cave provides just the right spot to work—or unwind. The primary suite is a retreat of its own with hardwood floors, direct lanai access, two walk-in closets, and a spa-like bath featuring a dual vanity and Roman-style glass block walk-in shower. Two spacious guest bedrooms, each with walk-in closets, and a completely updated guest bath (with pool access!) ensure everyone feels right at home. Practicality meets style with a huge laundry room (Washer and Dryer 2 years old), half bath, and an oversized 27x20 garage offering exceptional storage. Step outside and you’ll see why this home was designed for entertaining. The expansive lanai has plenty of lounging space, a fully equipped summer kitchen, and of course—the sparkling heated pool (Heater replaced 4 years ago) and relaxing spa. With a 100-foot seawall and quick access to Charlotte Harbor, it’s a boater’s dream come true. This home truly checks every box—space, style, updates, and location. Don’t just dream about waterfront living—make it yours!

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRA4667481
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 12
Status
Active
Days on market
265
On market date
October 11, 2025
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.28 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SALLIE JONES ELEMENTARY SCHOOL
2.94 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
15.0:1
District
CHARLOTTE
Middle
PUNTA GORDA MIDDLE SCHOOL
3.37 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,228
Student:teacher ratio
21.5:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
3.15 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
15 / 100
Restaurants & cafes2
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 265 days -- 57 more days than PUNTA GORDA's current average of 208 days.
For reference, the median list price across 3,020 active listings in PUNTA GORDA right now is $152,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,371/mo
$239,800 down
$959,200 loan
Principal & interest$6,221
Property tax (est.)$999
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.