Manufactured Home at 10865 NE 220TH ST, FORT MC COY
Update: Completed bottom inclosed Front deck - 10865 NE 220TH ST, FORT MC COY
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Front - 10865 NE 220TH ST, FORT MC COY
Front Deck - 10865 NE 220TH ST, FORT MC COY
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Open Floor Plan Living Room - 10865 NE 220TH ST, FORT MC COY
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Living room/Kitchen - 10865 NE 220TH ST, FORT MC COY
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Kitchen/Dining - 10865 NE 220TH ST, FORT MC COY
Dining - 10865 NE 220TH ST, FORT MC COY
Large Kitchen Pantry - 10865 NE 220TH ST, FORT MC COY
Master Bedroom - 10865 NE 220TH ST, FORT MC COY
Master Bedroom - 10865 NE 220TH ST, FORT MC COY
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Master Bath - 10865 NE 220TH ST, FORT MC COY
Master Bath - 10865 NE 220TH ST, FORT MC COY
Master walk in closet - 10865 NE 220TH ST, FORT MC COY
Guest Bedroom 1 - 10865 NE 220TH ST, FORT MC COY
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Guest Bathroom - 10865 NE 220TH ST, FORT MC COY
Guest Bedroom 2 - 10865 NE 220TH ST, FORT MC COY
Guest Bedroom 2 - 10865 NE 220TH ST, FORT MC COY
Inside Laundry - 10865 NE 220TH ST, FORT MC COY
Large Back deck - 10865 NE 220TH ST, FORT MC COY
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Update : Completed enclosed bottom back deck - 10865 NE 220TH ST, FORT MC COY
Back of home - 10865 NE 220TH ST, FORT MC COY
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Pole Barn with power and water - 10865 NE 220TH ST, FORT MC COY
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Large shed with power and water - 10865 NE 220TH ST, FORT MC COY
Inside shed - 10865 NE 220TH ST, FORT MC COY
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57 photos

$425,000

10865 NE 220TH ST
FORT MC COY, FL 32134
Listed by Dawn Mahler · SHOWCASE PROPERTIES OF CENTRAL
Bedrooms
3
Bathrooms
2
Living area
1,404 sqft
Year built
2024

About this home

Freshly completed and never occupied, this pristine 2024 manufactured home is ready for its first owner! Fenced and gated on over 3 acres in the peaceful Island Lake Acres community. The 3-bedroom, 2-bath split-bedroom layout offers 1,404 square feet of thoughtfully designed living space. Inside, you’ll find a bright open floor plan that features luxury vinyl flooring, lots of natural light, and modern finishes that combine comfort and style. The kitchen includes an eating nook and comes equipped with stainless steel appliances, a large center island with breakfast bar, and ample cabinet and counter space. A separate laundry area with washer and dryer is also included. Step outside to enjoy expansive outdoor living spaces, including a generous 10 x 32’ rear deck ideal for entertaining, grilling, or simply enjoying the quiet country setting, and an 8 x 18’ front deck perfect for making a first impression. The property's layout is ideal for those seeking room to breathe, create, or expand. A pole barn with water and power service is in place, including multiple electrical outlets, ideal for workshop use, vehicle or equipment storage, or future hobby farming. An additional storage shed also offers water and electrical hookups, making it highly adaptable for a range of uses. Utilities are fully connected, with a private well, septic system, electricity, and high-speed internet access available, and the zoning allows for flexibility with no HOA or deed restrictions to limit your plans. Located within walking distance of Island Lake and Pegram Lake, this property is an ideal option for those looking to spend time on the water. Lake Ocklawaha is also a short drive away, opening up larger options for fishing, boating, and exploration. This home offers a rare mix of modern convenience and rural privacy perfect for full-time living, a seasonal retreat, or even a fully equipped weekend getaway. With ample space, upgraded features, and all the essentials already in place, this is Florida country living at its most comfortable and convenient!

Property details

MLS #
MFROM710113
Property type
Manufactured Home
Subdivision
ISLAND LAKE ACRES
Status
Active
Days on market
270
On market date
October 2, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.02 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
FORT MCCOY SCHOOL
5.84 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
950
Student:teacher ratio
17.3:1
District
MARION
Middle
None found nearby
High
None found nearby

Walkability

Blended score for FORT MC COY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

8
Very car-dependent
out of 100
EPA National Walkability Index
2.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,709/mo
$85,000 down
$340,000 loan
Principal & interest$2,205
Property tax (est.)$354
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated June 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.