Single Family Residence at 2224 ELDORADO CT, ST CLOUD
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60 photos

$1,070,000

2224 ELDORADO CT
ST CLOUD, FL 34771
Listed by Janet Garay · FLORIDA REALTY OF MIAMI CORP
Bedrooms
5
Bathrooms
4
Living area
3,645 sqft
Year built
2021

About this home

This custom-built, single-story country residence features detached in-law quarters and an expansive 4.5-car garage on a 2.07-acre lot set back from the road for enhanced privacy. The large back covered terrace and patio are perfect for entertaining and equipped with electrical outlets and has been prepped with water, plumbing, and ventilation to accommodate a summer kitchen. Inside, the home boasts 18-foot cathedral ceilings, 8-foot doors and thresholds, custom plantation shutters, electric window shades, and beautiful durable glazed concrete flooring throughout. The farmhouse-style kitchen offers granite and quartz countertops, Whirlpool stainless steel appliances, an electric cooktop, an industrial-sized refrigerator and freezer, a beverage cooler, a 12-foot island, and a walk-in pantry. Adjacent is a spacious laundry room with wall-to-wall cabinetry. The open concept living area includes cathedral ceilings, a custom bar with dual wine coolers and a granite countertop. The family room has beautiful multi-panel sliding patio doors that open to the covered back terrace. The huge master suite offers two walk-in closets and a full bathroom. Bedroom #2 features an ensuite full bath, while bedrooms #3 and #4 provide flexible space for additional occupants or guests. The detached in-law quarters has a private entrance, kitchenette, full bathroom, walk-in closet, and covered porch. Nestled on a property abundant with natural vegetation, this home enjoys regular visits from local wildlife such as deer, wild turkeys, rabbits, and gopher tortoises. Located in Bay Lake Ranch, a community without HOA fees, residents benefit from traditional neighborhood events including a Halloween hayride, Christmas light tour, 4th of July fireworks event and other activities. The location offers easy access to both MCO and MEL airports and nearby beaches.

Property details

MLS #
MFRO6345681
Property type
Single Family Residence
Subdivision
BAY LAKE RANCH UNIT 1
Status
Active
Days on market
226
On market date
September 22, 2025
Stories
N/A
Total bathrooms
4
Garage spaces
4
Parking spaces
N/A
Lot size
2.07 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HARMONY COMMUNITY SCHOOL
3.1 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
4.34 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
4.02 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 226 days -- 113 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

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Est. monthly payment
$6,594/mo
$214,000 down
$856,000 loan
Principal & interest$5,552
Property tax (est.)$892
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated May 6, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.