Front of home - 433 PENNSYLVANIA AVE, ST CLOUD
Front with fence - 433 PENNSYLVANIA AVE, ST CLOUD
Back porch with laundry hook up - 433 PENNSYLVANIA AVE, ST CLOUD
Single Family Residence at 433 PENNSYLVANIA AVE, ST CLOUD, photo 4 of 29
Side porch with water heater - 433 PENNSYLVANIA AVE, ST CLOUD
Right side of home - 433 PENNSYLVANIA AVE, ST CLOUD
Left side of home - 433 PENNSYLVANIA AVE, ST CLOUD
Backyard - 433 PENNSYLVANIA AVE, ST CLOUD
Kitchen from dining view - 433 PENNSYLVANIA AVE, ST CLOUD
Kitchen from back door view - 433 PENNSYLVANIA AVE, ST CLOUD
Kitchen from dining view - 433 PENNSYLVANIA AVE, ST CLOUD
Kitchen from bathroom view - 433 PENNSYLVANIA AVE, ST CLOUD
Kitchen from back door you can see the frame of the next picture - 433 PENNSYLVANIA AVE, ST CLOUD
Second bathroom with door to side porch in kitchen - 433 PENNSYLVANIA AVE, ST CLOUD
Living dining room - 433 PENNSYLVANIA AVE, ST CLOUD
Living room from front door - 433 PENNSYLVANIA AVE, ST CLOUD
From front door to view of primary bedroom and kitchen - 433 PENNSYLVANIA AVE, ST CLOUD
Fireplace - 433 PENNSYLVANIA AVE, ST CLOUD
Primary bedroom - 433 PENNSYLVANIA AVE, ST CLOUD
Primary Bedroom - 433 PENNSYLVANIA AVE, ST CLOUD
Bathroom - 433 PENNSYLVANIA AVE, ST CLOUD
Second bedroom - 433 PENNSYLVANIA AVE, ST CLOUD
Garage with shower unit - 433 PENNSYLVANIA AVE, ST CLOUD
Garage side view - 433 PENNSYLVANIA AVE, ST CLOUD
Garage - 433 PENNSYLVANIA AVE, ST CLOUD
Garage - 433 PENNSYLVANIA AVE, ST CLOUD
Garage - 433 PENNSYLVANIA AVE, ST CLOUD
Garage - 433 PENNSYLVANIA AVE, ST CLOUD
Single Family Residence at 433 PENNSYLVANIA AVE, ST CLOUD, photo 29 of 29
29 photos

$149,500

433 PENNSYLVANIA AVE
ST CLOUD, FL 34769
Listed by Naomi Embleton · MY REALTY GROUP, LLC.
Bedrooms
2
Bathrooms
1
Living area
940 sqft
Year built
1925

About this home

Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.

Property details

MLS #
MFRO6341936
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
387
On market date
September 8, 2025
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
1.24 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.04 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
0.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

79
Walkable
out of 100
EPA National Walkability Index
13.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks8
Schools13
Transit stops14
Pharmacies2

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 387 days -- 277 more days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,050/mo
$29,900 down
$119,600 loan
Principal & interest$776
Property tax (est.)$125
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.