Single Family Residence at 6375 TOPSY TRL, ST CLOUD
screened in covered patio - 6375 TOPSY TRL, ST CLOUD
Gorgeous Sunset - 6375 TOPSY TRL, ST CLOUD
Updated Gourmet Chef's Kitchen - 6375 TOPSY TRL, ST CLOUD
Walk Up to Front Door - 6375 TOPSY TRL, ST CLOUD
Front Porch - 6375 TOPSY TRL, ST CLOUD
Oversized 2-car garage & 2 car ports - 6375 TOPSY TRL, ST CLOUD
.077 Acre Lot on Cul de Sac - 6375 TOPSY TRL, ST CLOUD
Entry - 6375 TOPSY TRL, ST CLOUD
Remodeled Kitchen - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 11 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 12 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 13 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 14 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 15 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 16 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 17 of 68
Dining Room - 6375 TOPSY TRL, ST CLOUD
Living Room with French Doors & fireplace - 6375 TOPSY TRL, ST CLOUD
Updated Luxury Vinyl Flooring - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 21 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 22 of 68
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Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 24 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 25 of 68
Upstairs gathering area off living room - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 27 of 68
Owner's Suite with Balcony - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 29 of 68
Balcony off Master Suite - 6375 TOPSY TRL, ST CLOUD
Balcony off Master Suite - 6375 TOPSY TRL, ST CLOUD
Owner's Bathroom with walk in shower - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 33 of 68
Bedroom 2 - 6375 TOPSY TRL, ST CLOUD
Bedroom 3 - 6375 TOPSY TRL, ST CLOUD
Bathroom 2 Upstairs - 6375 TOPSY TRL, ST CLOUD
Bedroom 4 - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 38 of 68
Take the spiral staircase downstairs to the apartment - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 40 of 68
Ground Level Apartment - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 42 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 43 of 68
Full kitchen (lower apartment) - 6375 TOPSY TRL, ST CLOUD
Bedroom 5 lower apartment - 6375 TOPSY TRL, ST CLOUD
Bathroom 3 (lower apartment) - 6375 TOPSY TRL, ST CLOUD
Screened in Patio downstairs - 6375 TOPSY TRL, ST CLOUD
Large Swim-Spa - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 49 of 68
Re-Built Seawall - 6375 TOPSY TRL, ST CLOUD
Extra Long Driveway - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 52 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 53 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 54 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 55 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 56 of 68
Community Boat Ramp - 6375 TOPSY TRL, ST CLOUD
Lake Lizzie - 6375 TOPSY TRL, ST CLOUD
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 59 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 60 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 61 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 62 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 63 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 64 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 65 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 66 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 67 of 68
Single Family Residence at 6375 TOPSY TRL, ST CLOUD, photo 68 of 68
68 photos

$689,900

6375 TOPSY TRL
ST CLOUD, FL 34771
Listed by Andrew Dutka · DALTON WADE INC
Bedrooms
5
Bathrooms
3
Living area
3,180 sqft
Year built
1987

About this home

This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.

Highlights

WaterfrontFireplace

Property details

MLS #
MFRO6306750
Property type
Single Family Residence
Subdivision
TOPS TERRACE
Status
Active
Days on market
468
On market date
June 1, 2025
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.77 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.92 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
5.25 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
4.95 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 468 days -- 355 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,305/mo
$137,980 down
$551,920 loan
Principal & interest$3,580
Property tax (est.)$575
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.