Single Family Residence at 1603 GARDINER ST, HAINES CITY
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24 photos

$345,000

1603 GARDINER ST
HAINES CITY, FL 33844
Listed by Shannelle Lopez · EXP REALTY LLC
Bedrooms
5
Bathrooms
2.5
Living area
2,211 sqft
Year built
2023

About this home

Short Sale. **Short Sale Opportunity – Investor & Cash Buyers** Price reduced on this spacious 5-bedroom, 3-bathroom home offering strong value and excellent upside potential. Featuring a functional open layout, generous living areas, and energy-saving solar panels with assumable solar loan payments that may help reduce utility costs. Located near schools, shopping, dining, and major highways, this property offers convenience and long-term appeal for homeowners or investors alike. **Short sale subject to lender approval.** Buyer should allow additional time for third-party approval. Cash buyers and strong conventional financing preferred. All offers must include proof of funds or lender pre-approval. Excellent opportunity to secure a large home at a competitive price with built-in value potential. **No appliances will convey with the sale.**

Property details

MLS #
MFRO6273558
Property type
Single Family Residence
Subdivision
TARPON BAY PH 2
Status
Active
Days on market
586
On market date
January 23, 2025
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ALTA VISTA ELEMENTARY SCHOOL
1.5 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
741
Student:teacher ratio
14.8:1
District
POLK
Middle
SHELLEY S. BOONE MIDDLE SCHOOL
1.04 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,263
Student:teacher ratio
22.2:1
District
POLK
High
HAINES CITY SENIOR HIGH SCHOOL
0.72 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,898
Student:teacher ratio
22.1:1
District
POLK

Walkability

Blended score for HAINES CITY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in HAINES CITY, from live MLS data.

On the market 586 days -- 485 more days than HAINES CITY's current average of 101 days.
For reference, the median list price across 854 active listings in HAINES CITY right now is $289,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,228/mo
$69,000 down
$276,000 loan
Principal & interest$1,790
Property tax (est.)$288
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.