Single Family Residence at 434 Cummings Street, Rock Hill
Single Family Residence at 434 Cummings Street, Rock Hill, photo 2 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 3 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 4 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 5 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 6 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 7 of 19
Single Family Residence at 434 Cummings Street, Rock Hill, photo 8 of 19
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Single Family Residence at 434 Cummings Street, Rock Hill, photo 12 of 19
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19 photos

$120,000

434 Cummings Street
Rock Hill, SC 29730
Listed by Steve Koleno · Beycome Brokerage Realty LLC
Bedrooms
3
Bathrooms
1
Living area
936 sqft
Year built
1950

About this home

Income-producing property with month-to-month tenants paying $1,350/month. Tenants must receive 60 days' notice if the buyer requires vacant possession. Updates include new appliances (spring 2025); refurbished/new cabinets, linoleum flooring and ceiling fans (spring 2024); kitchen and bathroom plumbing inspection and replacement work (early summer 2025); AC service and replacement ductwork (fall 2024); and ceiling joist inspection with one joist replaced (fall 2023). The kitchen floor and back door are currently being addressed. The shower and bathroom floor were in place when purchased in 2017 and will not be replaced before sale. The roof and tankless water heater were also present in 2017; installation dates are unknown. An opportunity to own an occupied rental with recent improvements and existing rental income. Buyer pays all purchase-related closing costs. We own this house, this is not an assignable contract.

Property details

MLS
Canopy MLS
MLS #
CAR4436361
Property type
Single Family Residence
Subdivision
Forest Hills Park
Status
Active
Days on market
1
On market date
October 20, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Northside Elementary
0.68 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
571
Student:teacher ratio
13.9:1
District
York 03
Middle
Castle Heights Middle
2.34 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
729
Student:teacher ratio
14.9:1
District
York 03
High
Northwestern High
4.75 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,739
Student:teacher ratio
16.6:1
District
York 03

Walkability

Blended score for Rock Hill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

61
Walkable
out of 100
EPA National Walkability Index
8.3 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores7
Parks7
Schools14
Transit stops0
Pharmacies6

Market position

How this listing compares to current activity in Rock Hill, from live MLS data.

On the market 1 days -- 70 fewer days than Rock Hill's current average of 71 days.
For reference, the median list price across 558 active listings in Rock Hill right now is $349,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$873/mo
$24,000 down
$96,000 loan
Principal & interest$623
Property tax (est.)$100
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 15 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.