Single Family Residence at 414 Bear Lake Circle, Whittier
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$325,000

414 Bear Lake Circle
Whittier, NC 28789
Listed by Megan Cookston · Yellow Rose Real Estate LLC
Bedrooms
2
Bathrooms
3.5
Living area
824 sqft
Year built
1994

About this home

Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you’ll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. Sold as-is. You won't find a better bargain in this market!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4434169
Property type
Single Family Residence
Subdivision
Bear Lake Estates
Status
Active
Days on market
3
On market date
October 12, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Smokey Mountain Elementary
3.77 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
354
Student:teacher ratio
13.6:1
District
Jackson County Public Schools
Middle
Swain County Middle School
5.23 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
472
Student:teacher ratio
16.3:1
District
Swain County Schools
High
Swain County High School
6.54 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
557
Student:teacher ratio
14.3:1
District
Swain County Schools

Walkability

Blended score for Whittier's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$65,000 down
$260,000 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.