Condominium at 1338 Torrence Circle, Davidson
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$525,000

1338 Torrence Circle
Davidson, NC 28036
Listed by Josh Finigan · EXP Realty LLC Ballantyne
Bedrooms
2
Bathrooms
2
Living area
1,089 sqft
Year built
1996

About this home

Want Lake Norman living without the multimillion-dollar price tag? Welcome to 1338 Torrence Circle, a second-floor waterfront condo in Emerald Bay at Davidson Landing with long-range, year-round views of Lake Norman. This one-level, 2-bedroom, 2-bath home offers about 1,156 square feet, and the water is the first thing you see. The open living area is anchored by a gas log fireplace with a white mantel, and sliding glass doors open to a covered balcony with string lights overlooking the lawn, the community pool, the docks, and the open water beyond. It is the perfect spot for morning coffee, dinner outside, or watching the sunset over the lake. Luxury vinyl plank floors run through the main living areas, and the kitchen features white cabinetry, granite counters, stainless appliances, and a breakfast bar that opens to the dining area, so whoever is cooking still gets the view. The primary suite has its own sliding door to the balcony, so you can wake up to the lake, along with a walk-in closet and an updated en-suite bath with a dual vanity and a walk-in shower. The second bedroom is bright with plantation shutters, and the second full bath has been updated with a marble-look shower surround, new vanity, and modern fixtures. In-unit laundry, a storage closet off the balcony, and an assigned parking space add everyday convenience. Emerald Bay sits on its own peninsula in Davidson Landing, surrounded by water on almost every side. Residents enjoy a lakeside pool, tennis and pickleball courts, a waterfront walking path, kayak racks, and docks along the shoreline, with boat slips available for rent within Davidson Landing. Monthly HOA dues cover exterior maintenance and the common areas, making it easy to lock up and go. The location is hard to beat. Downtown Davidson is just minutes away, with its walkable Main Street, local restaurants and coffee shops, Davidson College, the year-round farmers market, and events like Concerts on the Green and Christmas in Davidson. Birkdale Village, Lake Norman’s shopping and dining, and I-77 are all close by, with an easy drive to uptown Charlotte. Assigned schools include Davidson Elementary, Bailey Middle, and William Amos Hough High. Whether you want a full-time home, a weekend lake retreat, or a lock-and-leave place with a view, this is waterfront living at a fraction of the price. Schedule your private tour today.

Highlights

Private poolFireplace

Property details

MLS
Canopy MLS
MLS #
CAR4432356
Property type
Condominium
Subdivision
Davidson Landing
Status
Active
Days on market
N/A
On market date
October 15, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Davidson K-8 School
1.36 mi away · Grades 0-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,103
Student:teacher ratio
16.7:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
2.87 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.01 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Davidson's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

32
Car-dependent
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
8 / 100
Restaurants & cafes1
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Davidson, from live MLS data.

On the market 0 days -- 129 fewer days than Davidson's current average of 129 days.
For reference, the median list price across 189 active listings in Davidson right now is $623,805.

Mortgage calculator

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Est. monthly payment
$3,312/mo
$105,000 down
$420,000 loan
Principal & interest$2,724
Property tax (est.)$438
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.