Single Family Residence at 127 Rock Crest Cove, Lake Lure
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14 photos

$450,000

127 Rock Crest Cove
Lake Lure, NC 28746
Listed by Richard Wilson · Southern Homes of the Carolinas, Inc
Bedrooms
2
Bathrooms
2
Living area
496 sqft
Year built
1981

About this home

Lake Lure Waterfront Property with RARE Private Boat Ramp! Located in quiet cove on the main lake perfect for swimming, water sports, vacations and more! Excellent opportunity for investors/developers for new construction build or possible repair of current property. NEW (2024) arch shingle roof on main house. So many options for this large/spread out property, which mostly covers side of the cove. One of the FEW private boat ramps on Lake Lure. Double Boat house in very poor condition but may have potential, buyer to contact lake management for more info. According to tax records approximately 125' of shoreline but unsure of accuracy at this time. Currently two separate older homes/dwellings on property. Property has been not occupied in a long-long time. POWER IS OFF and the property is ready for re-construction. Due to poor and dangerous property condition do not enter property without permission and discussion.

Property details

MLS
Canopy MLS
MLS #
CAR4432314
Property type
Single Family Residence
Subdivision
none
Status
Active
Days on market
2
On market date
October 7, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
10.36 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
14.25 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
12.4 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 2 days -- 231 fewer days than Lake Lure's current average of 233 days.
For reference, the median list price across 405 active listings in Lake Lure right now is $110,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$90,000 down
$360,000 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.