Single Family Residence at 162 Phillips Lane, Spruce Pine
Single Family Residence at 162 Phillips Lane, Spruce Pine, photo 2 of 17
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Single Family Residence at 162 Phillips Lane, Spruce Pine, photo 17 of 17
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$195,000

162 Phillips Lane
Spruce Pine, NC 28777
Listed by Rebecca Teague · Tree House Mountain Realty,Inc
Bedrooms
2
Bathrooms
1
Living area
680 sqft
Year built
1950

About this home

Are you looking for a cozy cottage filled with charm, look no more here it is waiting for you and move in ready. This little house has been renovated with all new kitchen, including cabinets, counter tops, and all new appliances. The hardwood floors original to home have been redone and are beautiful. The fireplace has been updated with gas logs. The bathroom has been completely redone, and a stackable washer dryer have been added on the main level. You do have a partial basement for storage. It has outside entrance only. You will find this home inside city limits, so you have city water and sewer. It is very convenient and walkable to downtown Spruce Pine, hospital and doctor office are nearby. The yard is nice and ready for you to enjoy, back yard would be a great fenced in space if you need one. If you are looking for a smaller home for yourself, potential rental, first time home buyer or just wanting to downsize don't miss the chance to see this one.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4432084
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
2
On market date
October 6, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Deyton Elementary
1.06 mi away · Grades 3-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
215
Student:teacher ratio
13.4:1
District
Mitchell County Schools
Middle
Bowman Middle
7.75 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
208
Student:teacher ratio
12.2:1
District
Mitchell County Schools
High
Mayland Early College
3.36 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
113
Student:teacher ratio
22.6:1
District
Mitchell County Schools

Walkability

Blended score for Spruce Pine's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
3 / 100
Restaurants & cafes1
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$1,324/mo
$39,000 down
$156,000 loan
Principal & interest$1,012
Property tax (est.)$163
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.