Single Family Residence at 264 Elm Street, Rutherfordton
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$297,500

264 Elm Street
Rutherfordton, NC 28139
Listed by Kristen Greene · Main Street Realty Group LLC
Bedrooms
2
Bathrooms
2
Living area
960 sqft
Year built
2026

About this home

Beautiful New Construction with Upgraded Finishes in Rutherfordton! This beautifully designed 2-bedroom, 2-full-bath home offers stylish finishes, thoughtful details, and an unbeatable location just a short distance from downtown Rutherfordton. Situated on a manageable 0.20-acre lot, this home is perfect for those looking for low-maintenance living without sacrificing quality or comfort. Step inside through the custom steel and glass entry door and immediately appreciate the spacious feel created by the 9-foot ceilings and open-concept design. The stunning kitchen is the heart of the home, featuring a generous 5' x 8' island, abundant cabinet and countertop space, and upgraded stainless steel appliances—perfect for both everyday living and entertaining. The primary bedroom offers a private retreat with direct access to the screened porch, creating a convenient connection to the outdoor living space and a perfect spot to enjoy your morning coffee or unwind at the end of the day. The ensuite bathroom features a custom tiled walk-in shower, dual vanity, and backlit mirror. The guest bathroom is equally impressive with a tub/shower combination, dual vanity, and backlit mirror. Both bedrooms feature custom built-ins in the closets, providing exceptional organization and storage. With upgraded finishes throughout, a thoughtfully designed floor plan, and an outstanding location near Rutherfordton's restaurants, shops, and local amenities, this home offers the perfect combination of modern style, convenience, and easy living. New construction, beautiful finishes, and downtown living—this one is not to be missed!

Highlights

New construction

Property details

MLS
Canopy MLS
MLS #
CAR4426947
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
19
On market date
September 21, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
2.89 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
0.7 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
2.2 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

70
Walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks6
Schools5
Transit stops3
Pharmacies4

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 19 days -- 200 fewer days than Rutherfordton's current average of 219 days.
For reference, the median list price across 311 active listings in Rutherfordton right now is $154,000.

Mortgage calculator

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Est. monthly payment
$1,942/mo
$59,500 down
$238,000 loan
Principal & interest$1,544
Property tax (est.)$248
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.