Welcome to Lake James and the Pisgah Mountains - 1264 Ten Whigs Ridge, Nebo
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Shortoff Mountain in the distance - 1264 Ten Whigs Ridge, Nebo
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Foyer - 1264 Ten Whigs Ridge, Nebo
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West-facing with view of Mt. Mitchell and Lake James acess - 1264 Ten Whigs Ridge, Nebo
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West-facing with views of Mt. Mitchell and Lake James - 1264 Ten Whigs Ridge, Nebo
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Eating area - 1264 Ten Whigs Ridge, Nebo
Custom hood, with counter-to-ceiling stone backsplash - 1264 Ten Whigs Ridge, Nebo
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Half bath - 1264 Ten Whigs Ridge, Nebo
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Primary on main living - 1264 Ten Whigs Ridge, Nebo
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Bedroom 1 - 1264 Ten Whigs Ridge, Nebo
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Upstairs loft - 1264 Ten Whigs Ridge, Nebo
Bedroom 2 - 1264 Ten Whigs Ridge, Nebo
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Bedroom 3 - 1264 Ten Whigs Ridge, Nebo
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Finished Basement - 1264 Ten Whigs Ridge, Nebo
Rec area - 1264 Ten Whigs Ridge, Nebo
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Walkout Basement Patio - 1264 Ten Whigs Ridge, Nebo
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Fire Pit - 1264 Ten Whigs Ridge, Nebo
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Camp Lake James - 1264 Ten Whigs Ridge, Nebo
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Camp Lake James packed with amenities - 1264 Ten Whigs Ridge, Nebo
Pickleball and Tennis courts at Camp Lake James - 1264 Ten Whigs Ridge, Nebo
Pool deck and hot tub - 1264 Ten Whigs Ridge, Nebo
Expo, outdoor eating and beach - 1264 Ten Whigs Ridge, Nebo
57 photos

$2,800,000

1264 Ten Whigs Ridge
Nebo, NC 28761
Listed by Lori Guggenbiller · Berkshire Hathaway HomeServices Carolinas Realty
Bedrooms
4
Bathrooms
4.5
Living area
4,629 sqft
Year built
2014

About this home

Welcome to an extraordinary custom-built lakefront retreat on Lake James, where exceptional craftsmanship and the beauty of the lake and Blue Ridge Mountains come together on 2.64 private acres. Complete with a covered aluminum dock and boat lift, this 4-bedroom, 4.5-bath home, built in 2014, offers over 4,600 square feet across three thoughtfully designed levels. What sets this property apart is the rare combination of lakefront living, mountain views, and a home designed to feel deeply connected to both. Expansive windows frame the lake and layer upon layer of Pisgah ridgelines, with Mount Mitchell rising in the distance. The west-facing orientation delivers spectacular sunsets, while mornings are equally moving as early sunlight gently washes over the lake and mountains, slowly revealing the depth and beauty of the landscape. The main living area is anchored by a stone fireplace featuring a premium Fireplace Xtrordinair® wood-burning system, generous stone hearth, and rustic mantel—an architectural focal point that brings warmth, texture, and distinctive mountain character to the space. The well-appointed kitchen features custom cabinetry, granite countertops, and a beautifully textured ceiling-to-countertop mosaic backsplash in soft, natural tones. Thoughtfully designed for both everyday living and entertaining, the kitchen flows naturally into the adjoining living and gathering spaces. Each of the four bedrooms enjoys a view of the lake or surrounding mountains, allowing all to wake to a landscape that continually changes with the light, weather, and seasons. Outdoor living is equally inviting with an expansive wraparound porch, outdoor fireplace, and fire pit overlooking the surrounding landscape. The floating covered dock provides easy access for swimming, boating, kayaking, paddleboarding, and fishing. The finished walkout lower level provides additional space for gathering, recreation, and relaxation, with convenient access to the outdoors and the beauty of the surrounding property. Life here extends well beyond the home's walls. The lake becomes an extension of everyday living. Trails within the community invite hiking and time outdoors, and don’t forget the great amenities at Camp Lake James. Whether the day is spent exploring or simply resting in the stillness, this home offers something increasingly rare—a true sense of refuge, peace, and connection.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4426377
Property type
Single Family Residence
Subdivision
1780
Status
Active
Days on market
2
On market date
September 29, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Nebo Elementary School
3.04 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
352
Student:teacher ratio
14.1:1
District
McDowell County Schools
Middle
East McDowell Middle School
6.36 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
531
Student:teacher ratio
13.0:1
District
McDowell County Schools
High
McDowell Early College
7.38 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
254
Student:teacher ratio
23.1:1
District
McDowell County Schools

Walkability

Blended score for Nebo's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

31
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Nebo, from live MLS data.

On the market 2 days -- 275 fewer days than Nebo's current average of 277 days.
For reference, the median list price across 241 active listings in Nebo right now is $99,900.

Mortgage calculator

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Est. monthly payment
$17,012/mo
$560,000 down
$2,240,000 loan
Principal & interest$14,529
Property tax (est.)$2,333
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 15 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.