Kitchen and Living area main floor - 196 Fern Loop, Lake Lure
Golf course view of deck - 196 Fern Loop, Lake Lure
Front of home - 196 Fern Loop, Lake Lure
Aerial photo of back of home - 196 Fern Loop, Lake Lure
Twilight photo of golf course - 196 Fern Loop, Lake Lure
Kitchen and LR - 196 Fern Loop, Lake Lure
Kitchen - 196 Fern Loop, Lake Lure
Primary bedroom - 196 Fern Loop, Lake Lure
Main level hall bath - 196 Fern Loop, Lake Lure
Second bedroom main floor - 196 Fern Loop, Lake Lure
Loft Bedroom - 196 Fern Loop, Lake Lure
Lower level bedroom - 196 Fern Loop, Lake Lure
Aerial shot of home on golf course - 196 Fern Loop, Lake Lure
Aerial view of home in relation to Lake Lure - 196 Fern Loop, Lake Lure
Deck - 196 Fern Loop, Lake Lure
Deck - 196 Fern Loop, Lake Lure
View of golf course from deck - 196 Fern Loop, Lake Lure
View of Back of Home - 196 Fern Loop, Lake Lure
View of Golf Course - 196 Fern Loop, Lake Lure
Single Family Residence at 196 Fern Loop, Lake Lure, photo 20 of 40
Single Family Residence at 196 Fern Loop, Lake Lure, photo 21 of 40
Lower living room - 196 Fern Loop, Lake Lure
Pool Table lower level - 196 Fern Loop, Lake Lure
Sit by the outdoor firepit - 196 Fern Loop, Lake Lure
Front of home - 196 Fern Loop, Lake Lure
Twilight view of golf course - 196 Fern Loop, Lake Lure
Side of home twilight - 196 Fern Loop, Lake Lure
Golf course view at twilight from lower level - 196 Fern Loop, Lake Lure
Back of home at twilight - 196 Fern Loop, Lake Lure
Rumbling Bald Beach - 196 Fern Loop, Lake Lure
Lake Lure marina  and beach at Rumbling Bald on Lake Lure - 196 Fern Loop, Lake Lure
Aerial view of outdoor pools - 196 Fern Loop, Lake Lure
Apple Valley Golf Course - 196 Fern Loop, Lake Lure
Apple Valley Golf Course - 196 Fern Loop, Lake Lure
Bald Mountain Course - 196 Fern Loop, Lake Lure
Bald Mountain Golf Course - 196 Fern Loop, Lake Lure
Gardens restaurant and patio - 196 Fern Loop, Lake Lure
Legends Bar and Grill - 196 Fern Loop, Lake Lure
Legends Restaurant - 196 Fern Loop, Lake Lure
Rent kayaks, canoes or pontoon boats - 196 Fern Loop, Lake Lure
40 photos

$679,900

196 Fern Loop
Lake Lure, NC 28746
Listed by Laurel Manderbach · Bach Real Estate LLC
Bedrooms
3
Bathrooms
3
Living area
2,430 sqft
Year built
1974

About this home

Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained. Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests. Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park. This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities. Call Listing Agent for VRBO Listing and availability. See 3 D Tour.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4425558
Property type
Single Family Residence
Subdivision
Rumbling Bald on Lake Lure
Status
Active
Days on market
8
On market date
September 19, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
10.6 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
15.62 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
13.47 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Lake Lure's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

17
Very car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lake Lure, from live MLS data.

On the market 8 days -- 225 fewer days than Lake Lure's current average of 233 days.
For reference, the median list price across 405 active listings in Lake Lure right now is $110,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,244/mo
$135,980 down
$543,920 loan
Principal & interest$3,528
Property tax (est.)$567
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.