Single Family Residence at 195 Banjo Branch Road, Burnsville
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$313,000

195 Banjo Branch Road
Burnsville, NC 28714
Listed by Mary Blevins · Dream Mountain Realty
Bedrooms
3
Bathrooms
2
Living area
1,456 sqft
Year built
2010

About this home

SELLER OFFERING UP TO $8,000 IN CLOSING COSTS TO BUY DOWN INTEREST RATE OR PAY TOWARDS BUYER MORTGAGE FEES WITH ACCEPTABLE OFFER. Imagine settling onto an expansive deck while a nearby stream supplies the soundtrack this inviting three bedroom, two bathroom home in the desirable South Toe Valley turns that daydream into an everyday pleasure. Set back with private access from White Oak Road, it offers a welcome sense of retreat without making arrival an adventure. Designed for comfortable one-level living, the home is filled with windows that draw natural light throughout. The practical layout keeps bedrooms and baths conveniently arranged on a single floor, while the generous deck gives you ample room to read, dine, entertain, or simply listen to the water on a cool afternoon. It is the sort of outdoor space where one cup of coffee can mysteriously become two. Unrestricted use adds valuable flexibility, whether your plans include gardening, a few chickens, or shaping the property around your own mountain lifestyle. Beyond the homesite, United States Forest lands place hiking opportunities close by. Toe River Crafts and the celebrated Toe River Art Tour bring regional creativity into the neighborhood, while Celo Health Center adds a practical nearby convenience. Scenic outings are easy to plan, with Blue Ridge Parkway access and Little Switzerland within reach. At an appealing price point, this property brings together privacy, natural beauty, and useful flexibility, a compelling combination for a full-time home or mountain getaway. Come experience the deck, hear the stream, and decide whether South Toe Valley feels like your next chapter. Pre-listing home inspection available with most all repairs completed.

Property details

MLS
Canopy MLS
MLS #
CAR4420651
Property type
Single Family Residence
Subdivision
NONE
Status
Active
Days on market
39
On market date
September 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
South Toe Elementary
1.36 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
96
Student:teacher ratio
12.0:1
District
Yancey County Schools
Middle
East Yancey Middle
5.4 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
259
Student:teacher ratio
13.6:1
District
Yancey County Schools
High
Mountain Heritage High
8.17 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
635
Student:teacher ratio
13.2:1
District
Yancey County Schools

Walkability

Blended score for Burnsville's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Burnsville, from live MLS data.

On the market 39 days -- 96 fewer days than Burnsville's current average of 135 days.
For reference, the median list price across 308 active listings in Burnsville right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,035/mo
$62,600 down
$250,400 loan
Principal & interest$1,624
Property tax (est.)$261
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.