Single Family Residence at 301 Congress Street W, Lincolnton
Single Family Residence at 301 Congress Street W, Lincolnton, photo 2 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 3 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 4 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 5 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 6 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 7 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 8 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 9 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 10 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 11 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 12 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 13 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 14 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 15 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 16 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 17 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 18 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 19 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 20 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 21 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 22 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 23 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 24 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 25 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 26 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 27 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 28 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 29 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 30 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 31 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 32 of 33
Single Family Residence at 301 Congress Street W, Lincolnton, photo 33 of 33
33 photos

$358,900

301 Congress Street W
Lincolnton, NC 28092
Listed by Sheena Thomas · Southern Realty Partners LLC
Bedrooms
4
Bathrooms
2.5
Living area
1,830 sqft
Year built
2026

About this home

*Builder and preferred lender are working together to offer great options for buyer incentives. Qualified buyers can choose between reduced closing costs, temporary rate buydown, permanent rate buy down, 100% financing. In some cases, you can combine these offers** Welcome to The Jasper plan. It is a well-designed, two-story home that balances everyday living with a convenient location just minutes from historic downtown Lincolnton. Enjoy walkable access to shops, restaurants, and community events while still having the space and finishes families want. Step onto the covered front porch and into a practical layout that includes a formal living room at the front and an open family room, dining area, and kitchen at the rear. The kitchen features granite countertops and a tile backsplash. Engineered hardwood floors run throughout the downstairs living areas. A mudroom off the two-car garage, powder room, and coat closet keep daily life organized. The primary suite includes a tray ceiling, walk-in closet, and private bath with a tiled shower. Three additional bedrooms and a full hall bath upstairs. LVP flooring in the baths and laundry. Granite countertops in the bathrooms. A 10x10 patio sits off the back of the home for easy outdoor dining or relaxing. This home delivers the right mix of open living space, private bedrooms, and a location that puts you close to Lincolnton’s charming downtown while remaining convenient to the greater Charlotte area. Ideal for buyers who want new construction, lots of space, with small-town convenience.

Highlights

New construction

Property details

MLS
Canopy MLS
MLS #
CAR4418941
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
47
On market date
September 2, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
S Ray Lowder Elementary
0.8 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
286
Student:teacher ratio
13.6:1
District
Lincoln County Schools
Middle
Lincolnton Middle
3.7 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
608
Student:teacher ratio
14.1:1
District
Lincoln County Schools
High
Lincolnton High
0.83 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
827
Student:teacher ratio
16.2:1
District
Lincoln County Schools

Walkability

Blended score for Lincolnton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
10.0 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes19
Grocery stores5
Parks6
Schools7
Transit stops3
Pharmacies0

Market position

How this listing compares to current activity in Lincolnton, from live MLS data.

On the market 47 days -- 35 fewer days than Lincolnton's current average of 82 days.
For reference, the median list price across 259 active listings in Lincolnton right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,311/mo
$71,780 down
$287,120 loan
Principal & interest$1,862
Property tax (est.)$299
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.