Single Family Residence at 185 Payne Street, Mount Holly
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Downtown Mount Holly - 185 Payne Street, Mount Holly
Welcome to Mount Holly! - 185 Payne Street, Mount Holly
42 photos

$362,500

185 Payne Street
Mount Holly, NC 28120
Listed by Carolyn Goodrum · L&E Properties
Bedrooms
3
Bathrooms
2
Living area
1,949 sqft
Year built
1999

About this home

Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. There’s even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether you’ve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, there’s a lot to love here. Best of all, you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4418769
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
33
On market date
August 27, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Ida Rankin Elementary School
0.89 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
507
Student:teacher ratio
14.9:1
District
Gaston County Schools
Middle
Mount Holly Middle
0.81 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
595
Student:teacher ratio
16.1:1
District
Gaston County Schools
High
Gaston Early College High School
9.04 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
238
Student:teacher ratio
23.8:1
District
Gaston County Schools

Walkability

Blended score for Mount Holly's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

57
Somewhat walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes16
Grocery stores2
Parks3
Schools4
Transit stops0
Pharmacies1

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,333/mo
$72,500 down
$290,000 loan
Principal & interest$1,881
Property tax (est.)$302
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 22 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.