Single Family Residence at 433 N Cedar Street, Lincolnton
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48 photos

$415,000

433 N Cedar Street
Lincolnton, NC 28092
Listed by Sandy King-Eller · RE/MAX A-Team
Bedrooms
4
Bathrooms
2
Living area
2,285 sqft
Year built
1946

About this home

Step into the charm and character of this 1946 two-story home, ideally located within walking distance of Lincolnton’s historic Court Square. Situated on a generous .40-acre lot, this traditional home offers the timeless appeal of original architectural character along with thoughtful updates for today’s lifestyle. The main level features a welcoming living room, formal dining room, spacious family room, updated kitchen and a full bath. The high ceilings add to the home’s sense of space and character. Beautiful hardwood floors flow throughout much of the home, including upstairs bedrooms. Upstairs, you’ll find four bedrooms and a full bath, offering plenty of room for family and guests. With its classic floor plan, generous rooms, hardwood floors, and walkable location, this home offers a wonderful opportunity to enjoy the best of historic Lincolnton while being close to shops, restaurants, and downtown amenities. For entertaining, there is a spacious enclosed porch that can be used year round. A double carport provides covered parking on the main level. The lower level consists of a garage with tons of storage and an unfinished cellar type basement.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4417583
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
13
On market date
August 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Battleground Elementary
0.56 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
389
Student:teacher ratio
12.5:1
District
Lincoln County Schools
Middle
Lincolnton Middle
3.12 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
608
Student:teacher ratio
14.1:1
District
Lincoln County Schools
High
Lincolnton High
0.38 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
827
Student:teacher ratio
16.2:1
District
Lincoln County Schools

Walkability

Blended score for Lincolnton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores3
Parks4
Schools10
Transit stops9
Pharmacies8

Market position

How this listing compares to current activity in Lincolnton, from live MLS data.

On the market 13 days -- 69 fewer days than Lincolnton's current average of 82 days.
For reference, the median list price across 259 active listings in Lincolnton right now is $325,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,649/mo
$83,000 down
$332,000 loan
Principal & interest$2,153
Property tax (est.)$346
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated September 18, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.