Charming Cape Cod Lake Norman Waterfront home! - 20845 Lagoona Drive, Cornelius
Experience Lake Norman living! - 20845 Lagoona Drive, Cornelius
Experience Lake Norman living! - 20845 Lagoona Drive, Cornelius
Charming Cape Cod Lake Norman Waterfront home! - 20845 Lagoona Drive, Cornelius
Formal living room as you enter the home. - 20845 Lagoona Drive, Cornelius
Formal living room with wood burning fireplace! - 20845 Lagoona Drive, Cornelius
Formal living room with wood burning fireplace! - 20845 Lagoona Drive, Cornelius
Formal living room with floor to ceiling, brick, wood burning fireplace! - 20845 Lagoona Drive, Cornelius
Updated kitchen with quartz counters! - 20845 Lagoona Drive, Cornelius
Updated kitchen ready for your vision! Keep open, add additional cabinets or wood shelves for additional character! - 20845 Lagoona Drive, Cornelius
Updated kitchen waiting for you to select your desired refrigerator! - 20845 Lagoona Drive, Cornelius
Updated kitchen ready for your vision! Keep open, add additional cabinets or wood shelves for additional character! - 20845 Lagoona Drive, Cornelius
You'll love all the windows and light from dining and great room! - 20845 Lagoona Drive, Cornelius
Seamless flow from room to room! - 20845 Lagoona Drive, Cornelius
Open layout with great flow & lake views! - 20845 Lagoona Drive, Cornelius
Great Room with tons of natural light & lake views! - 20845 Lagoona Drive, Cornelius
Spacious great room with great lake views! - 20845 Lagoona Drive, Cornelius
Great Room with nice natural light & great lake views! - 20845 Lagoona Drive, Cornelius
Main level flex room could be used as a 2nd bedroom on main floor or office or flex space! - 20845 Lagoona Drive, Cornelius
Main level flex room could be used as a 2nd bedroom on main floor or office or flex space! - 20845 Lagoona Drive, Cornelius
Full bath on the main floor! - 20845 Lagoona Drive, Cornelius
Primary bedroom on main floor! - 20845 Lagoona Drive, Cornelius
Sitting area in primary bedroom! - 20845 Lagoona Drive, Cornelius
Spacious primary suite with dual closets & ensuite bath! - 20845 Lagoona Drive, Cornelius
Primary bedroom closet with shelving system! - 20845 Lagoona Drive, Cornelius
Primary bathroom with granite counters and private shower! - 20845 Lagoona Drive, Cornelius
Primary bathroom with granite counters and private shower! - 20845 Lagoona Drive, Cornelius
2nd bedroom upstairs - 20845 Lagoona Drive, Cornelius
2nd bedroom upstairs - 20845 Lagoona Drive, Cornelius
3rd bathroom upstairs with shower and seperate tub. - 20845 Lagoona Drive, Cornelius
3rd bedroom upstairs - 20845 Lagoona Drive, Cornelius
Single Family Residence at 20845 Lagoona Drive, Cornelius, photo 32 of 49
Side view of home and driveway to 1 car garage and either carport or covered patio - 20845 Lagoona Drive, Cornelius
1 car garage - 20845 Lagoona Drive, Cornelius
Carport or covered patio area! - 20845 Lagoona Drive, Cornelius
Large deck overlooking the lake! - 20845 Lagoona Drive, Cornelius
Expansive deck overlooking Lake Norman! - 20845 Lagoona Drive, Cornelius
Additional side deck! - 20845 Lagoona Drive, Cornelius
Spacious backyard! Plenty of room for a pool! - 20845 Lagoona Drive, Cornelius
Spacious backyard! Plenty of room for a pool! - 20845 Lagoona Drive, Cornelius
Large back yard with plenty of room for activities! - 20845 Lagoona Drive, Cornelius
Fixed deck on the lake to enjoy the Lake Norman days and nights! - 20845 Lagoona Drive, Cornelius
Private boat dock! Ready for a boat ride? - 20845 Lagoona Drive, Cornelius
Set back in quiet cove! - 20845 Lagoona Drive, Cornelius
Set back in quiet cove! - 20845 Lagoona Drive, Cornelius
Single Family Residence at 20845 Lagoona Drive, Cornelius, photo 46 of 49
Experience Lake Norman living! - 20845 Lagoona Drive, Cornelius
Single Family Residence at 20845 Lagoona Drive, Cornelius, photo 48 of 49
Expereince Lake Norman living! - 20845 Lagoona Drive, Cornelius
49 photos

$1,275,000

20845 Lagoona Drive
Cornelius, NC 28031
Listed by Matt Sarver · Keller Williams Lake Norman
Bedrooms
3
Bathrooms
3
Living area
2,327 sqft
Year built
1985

About this home

Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer—a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4417083
Property type
Single Family Residence
Subdivision
Biscayne Park
Status
Active
Days on market
54
On market date
August 22, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
1
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cornelius Elementary
2.4 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
554
Student:teacher ratio
15.0:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
4.05 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.15 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Cornelius's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

32
Car-dependent
out of 100
EPA National Walkability Index
9.3 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Cornelius, from live MLS data.

On the market 54 days -- 35 fewer days than Cornelius's current average of 89 days.
For reference, the median list price across 272 active listings in Cornelius right now is $432,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$7,828/mo
$255,000 down
$1,020,000 loan
Principal & interest$6,616
Property tax (est.)$1,063
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.