9109 Clement Circle - 9109 Clement Circle, Terrell
Single Family Residence at 9109 Clement Circle, Terrell, photo 2 of 41
Over 420 feet of shoreline - 9109 Clement Circle, Terrell
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Over 1760 square feet - 9109 Clement Circle, Terrell
Dock Tag 3850 - 9109 Clement Circle, Terrell
41 photos

$1,195,000

9109 Clement Circle
Terrell, NC 28682
Listed by Gary Myerscough · Lake Norman Realty, Inc.
Bedrooms
3
Bathrooms
2
Living area
1,766 sqft
Year built
1989

About this home

Exceptional Lake Norman waterfront opportunity offering expansive main-channel views, more than 250 feet of shoreline, and a beautiful setting on approximately 0.53 acre in Terrell. With an existing residence and established lake amenities already in place, this property offers a rare opportunity to enjoy now, renovate, or create your vision for the future. The one-story home offers more than 1,760 square feet with 3 bedrooms and 2 full baths. The comfortable floor plan includes an inviting living area with a fireplace, while the attached garage provides additional parking and storage. The waterfront is the true centerpiece of this property. Outdoor amenities include a lighted covered gazebo, floating dock with lake-access ladder, and covered deep-water floating boathouse with lift. The extensive shoreline and wide-open main-channel views create an exceptional backdrop for boating, entertaining, relaxing, and enjoying the Lake Norman lifestyle. Conveniently located in the Terrell/Sherrills Ford area of Lake Norman, the property offers a peaceful, established setting while remaining within easy reach of shopping, dining, marinas, and surrounding communities. Nearby lake access includes Saltshaker Marina, McCray access point, and Pinnacle access point. Whether you're looking for a Lake Norman getaway, a renovation opportunity, or a waterfront property where the setting and land take center stage, 9109 Clement Circle offers tremendous potential in an increasingly sought-after area of the lake. Property is being offered in as-is condition, presenting an exceptional opportunity for buyers seeking a Lake Norman waterfront homesite with an existing residence and established lake amenities. PROPERTY HIGHLIGHTS 3 bedrooms | 2 full baths More than 1,760 sq. ft. Approximately 0.53-acre waterfront lot More than 250 feet of shoreline Expansive main-channel Lake Norman views Covered deep-water floating boathouse with lift Floating dock with lake-access ladder Lighted covered gazebo Fireplace Attached garage Established waterfront improvements Back on Market- The buyers decided not to move to NC- No inspections were performed while under contract

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4416816
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
32
On market date
August 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Sherrills Ford Elementary
2.73 mi away · Grades 0-6
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
493
Student:teacher ratio
16.4:1
District
Catawba County Schools
Middle
Mill Creek Middle
8.7 mi away · Grades 7-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
420
Student:teacher ratio
16.8:1
District
Catawba County Schools
High
Bandys High
8.39 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
791
Student:teacher ratio
18.0:1
District
Catawba County Schools

Walkability

Blended score for Terrell's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

19
Very car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

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Est. monthly payment
$7,346/mo
$239,000 down
$956,000 loan
Principal & interest$6,201
Property tax (est.)$996
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.